Saddlebrook, NJ Office

MMA Asset Management LLC provides discretionary and non‑discretionary investment advisory services, financial planning, and consulting to individuals (including high‑net‑worth clients), employer‑sponsored retirement plans, corporations, foundations, endowments, and charities. Services are delivered on a fee basis through portfolio management and stand‑alone planning engagements, and the firm also participates in custodian‑sponsored advisory programs and manager‑of‑managers platforms.

The firm allocates client assets among individual equities, fixed income, mutual funds and ETFs and employs fundamental, technical and charting analysis, with the capacity to use inverse and leveraged (enhanced) funds for hedging or tactical exposure. MMA also uses third‑party model and manager programs (including LPL’s MAS, OMP and MWP offerings), provides eMoney planning access, and operates on both discretionary and non‑discretionary mandates.

MMA’s organizational relationships are a notable distinguishing feature: it is owned by Marsh & McLennan Agency LLC and discloses affiliated broker‑dealers (MMA Securities LLC and MMC Securities), affiliated investment advisers (including Mercer Investments entities), and other group‑wide resources that support referrals and program access. The brochure also highlights attendant conflict‑management practices — including a code of ethics, disclosure of representatives’ ability to implement commissionable insurance or brokerage products, and an affiliated referral program — details that go beyond what most team firms disclose.