Modern Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Modern Financial Asset Management, LLC manages roughly $35 million in discretionary assets for about 153 clients and serves individuals (including high‑net‑worth clients), pension and profit‑sharing plans, charities, and businesses. The firm provides discretionary portfolio management, written financial planning (fixed‑fee, ongoing, and hourly arrangements), employer‑sponsored retirement plan consulting, and sub‑advisory services to other advisers.
The firm builds individualized investment policy statements and applies fundamental and technical analysis with a tactical asset‑allocation approach to portfolio construction and ongoing monitoring. It also uses model portfolios through the Altruist Model Marketplace and may recommend third‑party money managers and models, exercising discretionary authority subject to client‑imposed restrictions.
A distinctive feature is that the firm’s owner is a licensed insurance agent who operates affiliated insurance agencies and may recommend insurance products that generate commission compensation, a conflict of interest the firm discloses and says it mitigates through policies and client disclosures. Uncommon for a firm of this size, Modern Financial combines employer retirement plan consulting and sub‑advisory services with use of third‑party model platforms while noting it does not provide ERISA 3(21) or 3(38) fiduciary services for plans.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Fixed fee financial planning ranges from $1,000 to $15,000; employer plan consulting fixed fees from $500 to $100,000.
$0 - $250,000: 1.45% $250,001 - $500,000: 1.35% $500,001 - $750,000: 1.25% $750,001 - $1,000,000: 1.15% $1,000,001 - $1,500,000: 1.00% $1,500,001 - $2,000,000: 0.90% $2,000,001+: 0.75%
Commissions earned from insurance product sales by owner licensed insurance agent; separate from advisory fees.
$200 per hour, negotiable based on complexity.
Ongoing financial planning monthly fees range from $100 to $1,000 per month.
Fee-only: Financial planning fixed fees $1,000 to $15,000; ongoing financial planning initial fee $200 to $2,000 plus $100 to $1,000 per month; hourly consulting $200/hour; sub-advisory fee 1.15% annually; employer plan consulting asset-based up to 0.75% or fixed fee $500 to $100,000.
Main office
16055 Old Forest Pt, Suite 130 A
Monument CO 80132
Advisors at this office
3
Most active in
Colorado · Texas
Also doing business as
Modern Financial · Modern Financial Asset Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Shane S
CFP®, Series 63, Series 65
Monument, CO
Modern Financial
Shane Squibb is a CFP® with 29 years of experience and currently serves as a financial advisor at Modern Financial Asset Management, LLC. His prior roles include positions at Securities America Advisors and Mutual of Omaha Investor Services. He is also a licensed insurance agent involved in the sale of insurance products. Modern Financial Asset Management, LLC oversees approximately $35 million in discretionary assets for about 153 clients, including individuals, pension plans, charities, and businesses. The firm employs a tactical asset-allocation approach using fundamental and technical analysis, offers discretionary portfolio management and financial planning services, and incorporates third-party model portfolios in its investment strategy.
Brent S
Series 65
Monument, CO
Modern Financial
Brent Sabati is a financial advisor at Modern Financial with eight years of industry experience and holds a Series 65 designation. He has worked at several firms including Mutual of Omaha, Securities America, and Northwestern Mutual. Outside of advising, he serves on the boards of multiple nonprofits and contributes to digital curriculum development for ENT Credit Union. Modern Financial Asset Management, LLC manages about $35 million in discretionary assets for individual, institutional, and nonprofit clients. The firm employs a tactical asset-allocation approach using fundamental and technical analysis, offers discretionary portfolio management and financial planning, and incorporates third-party model portfolios and sub-advisory services.
William H
CFP®, Series 66
Monument, CO
Modern Financial
William Hammer is a CFP® professional with 25 years of industry experience. He currently works at Modern Financial and has prior experience at Cambridge Investment Research Advisors, Cambridge Investment Research, Inc., and Cetera Advisors LLC. Outside of advising, he is writing a book about biblical life and financial principles. Modern Financial Asset Management, LLC manages approximately $35 million in discretionary assets for individuals, pension plans, charities, and businesses. The firm uses a tactical asset-allocation approach combining fundamental and technical analysis, offers various financial planning and consulting services, and incorporates third-party model portfolios through the Altruist Model Marketplace.
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