Modern Financial Wellness
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$32,757,999
Clients
92
7% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
92
Very HighAverage account size
$356,065
About
Modern Financial Wellness is a fee-only independent registered investment adviser serving individuals, high-net-worth clients, and small businesses with discretionary investment management, ongoing and project-based financial planning, and coordination with third-party tax preparers. The firm manages roughly $33 million for about 92 clients and also assists clients in selecting and working with outside managers and custodial platforms.
The firm’s investment process is built on asset allocation and Modern Portfolio Theory and blends passive and active strategies, with additional use of fundamental, technical, and cyclical analysis where appropriate. Portfolios can be implemented through third-party managers and institutional platforms, and the firm offers customized socially responsible (ESG) options and permits reasonable client-imposed restrictions.
Distinctive features include a recent consolidation of advisory registration to operate exclusively through the firm and an explicit policy of no outside business activities or active insurance licenses, indicating a sole focus on advisory services. The firm also routinely integrates external solutions — including an AI-driven manager, a digital advisor platform, and a modern custodial platform — and provides tax-preparation coordination for clients, which is less common for a solo independent adviser.
Client services
Financial planning
Portfolio management
Selection of other advisers
Tax preparation assistance
Expertise
Wealth management
Fee options
Project-Based Financial Planning fixed fees range from $2,500 to $10,000; Ongoing Financial Planning fixed fees from $350 to $2,500 monthly.
$1 - $500,000: 1.50% $500,001 - $1,000,000: 1.25% $1,000,001 - $1,500,000: 1.00% $1,500,001 - $2,000,000: 0.75% $2,000,001+: 0.65%
Project-Based Financial Planning hourly rate is $350 per hour.
Ongoing Financial Planning fees are recurring fixed fees paid monthly in advance, ranging from $350 to $2,500.
Fee-only: Investment management fees charged as tiered percentage of assets under management; financial planning with fixed monthly fees and project-based fixed or hourly fees; no commissions.
Main office location
Modern Financial Wellness
36 Maplewood Ave.
Portsmouth NH 03801, United States
Number of offices
1
Most active in
Modern Financial Wellness has reported serving >5 clients in these states in the last 12 months.
Connecticut · Massachusetts · New Hampshire
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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