Modernist Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Modernist Financial is a registered investment adviser that provides discretionary investment management and financial planning to individuals, families, trusts, estates and small businesses, with a stated emphasis on high‑net‑worth clients. Services include ongoing portfolio management, personal and business financial planning (including a stated Financial Life Planning approach) and retirement-account advice delivered under written engagement agreements.
The firm constructs customized, long‑term, diversified portfolios on the Focus Partners Advisor Solutions (FPAS) platform, primarily using low‑cost funds from Dimensional and Vanguard and retaining legacy positions where appropriate. Modernist may engage third‑party sub‑advisors—Focus Partners for fixed income and Parametric for U.S. equity with value filters—and emphasizes cost management, tax efficiency, rebalancing and discretionary implementation subject to client‑imposed restrictions.
What is distinctive is a small advisory team managing roughly $113 million for about 48 client relationships and a generally stated minimum relationship size of $3 million (with planning fees often waived for larger accounts), indicating a higher advisor‑to‑client ratio and wealth concentration compared with many peers. The firm also describes using Financial Life Planning, notes third‑party ratings in its materials, maintains institutional custodian relationships with Schwab and Fidelity, and does not participate in soft‑dollar programs.
Client services
Expertise
Fee options
$0 - $5,000,000: 1.25% $5,000,000 - $8,000,000: 0.75% $8,000,000 - $10,000,000: 0.50% $10,000,000 - $15,000,000: 0.35% $15,000,000 - $20,000,000: 0.25% $20,000,000+: See UHNW Fee Schedule
Business financial planning services charged $75 to $500 per hour depending on staff members involved
Account minimum: $3,000,000 Minimum fee: Minimum annual financial planning fee of $36,000, which may be waived at Advisor's discretion Fee-only: Investment management fees billed quarterly in advance; typical financial planning fees $2,000-$36,000 annually (billed monthly); business financial planning billed hourly $75-$500/hour
Main office
707 SW Washington Street, Suite 910
Portland OR 97205
Advisors at this office
3
Most active in
New Hampshire · Oregon
Also doing business as
Chroma, LLC · Modernist Financial, LLC · Tbd Chroma, LLC (Currently Glh Fp LLC)
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Bernard T
Series 65
Portland, OR
Modernist Financial, LLC
Bernard Tan is a financial advisor with Modernist Financial, LLC, holding a Series 65 designation and bringing two years of industry experience. He has worked at Modernist Financial since 2019 and has prior experience at Acura of Portland and Foodscout, Inc. Modernist Financial is a registered investment adviser serving high-net-worth individuals, families, trusts, estates, and small businesses. The firm offers discretionary portfolio management and comprehensive financial planning, focusing on customized, long-term, diversified portfolios with an emphasis on cost management, tax efficiency, and Financial Life Planning.
Alejandra P
Series 65
Portland, OR
Modernist Financial, LLC
Alejandra Peaña is a financial advisor at Modernist Financial, LLC in Portland, OR, holding a Series 65 designation with two years of industry experience. She has worked at Modernist Financial since 2021 and has previous experience with B-Line Urban Delivery, Presidio Graduate School, and the Karuna Foundation. Modernist Financial is a registered investment adviser serving individuals, families, trusts, estates, and small businesses, with a focus on high-net-worth clients. The firm provides customized, long-term portfolio management and financial planning, utilizing low-cost funds and third-party sub-advisors to emphasize cost management, tax efficiency, and discretionary implementation.
Georgia H
CFP®, Series 66
Portland, OR
Modernist Financial, LLC
Georgia Hussey is a Certified Financial Planner® with 14 years of industry experience. She has been with Modernist Financial, LLC since 2015 and also maintains an affiliation with Rosenbaum Financial Inc. Additionally, she serves on the advisory board of Money Quotient. Modernist Financial specializes in discretionary investment management and financial planning for individuals, families, trusts, estates, and small businesses, focusing primarily on high-net-worth clients with customized, long-term, diversified portfolios.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")