Mohar Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Mohar Financial Planning provides comprehensive financial planning to individuals and families, including high-net-worth clients, covering investments, employer-sponsored benefits, cash flow, insurance, and estate planning. The firm prepares full financial plans with periodic reviews and also offers shorter, flat-fee engagements for discrete client needs.
The firm’s investment approach emphasizes diversified portfolios built with low-cost mutual funds and ETFs, alignment with client risk tolerance and goals, and attention to tax efficiency and employer-stock concentration. Portfolios are designed to be straightforward and easily understood, and the firm provides recommendations rather than assuming discretionary trading authority or custody of client assets.
Distinctive features include a planning-focused, fee-only business model that does not charge fees based on assets under management and does not accept commissions or third-party compensation, which is less common among peer independent advisors. With a relatively small client roster and a principal who combines prior military service and senior roles at a large national bank with a technical undergraduate degree, the firm emphasizes ongoing planning contracts, client-agreed review schedules, and occasional single-item flat-fee work rather than wrap or AUM-based services.
Client services
Expertise
Fee options
Flat fees may be charged for specific engagements on single items, at firm's discretion
Fee-only: Typically ranges from $1,500 to $10,000 per year, negotiable based on complexity
Main office
Oilville VA
Advisors at this office
1
Most active in
Virginia
Also doing business as
Mohar Financial Planning · Mohar Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)