Mohar Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
30
100% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
30
HighAverage account size
$0
About
Mohar Financial Planning provides comprehensive financial planning to individuals and families, including high-net-worth clients, covering investments, employer-sponsored benefits, cash flow, insurance, and estate planning. The firm prepares full financial plans with periodic reviews and also offers shorter, flat-fee engagements for discrete client needs.
The firm’s investment approach emphasizes diversified portfolios built with low-cost mutual funds and ETFs, alignment with client risk tolerance and goals, and attention to tax efficiency and employer-stock concentration. Portfolios are designed to be straightforward and easily understood, and the firm provides recommendations rather than assuming discretionary trading authority or custody of client assets.
Distinctive features include a planning-focused, fee-only business model that does not charge fees based on assets under management and does not accept commissions or third-party compensation, which is less common among peer independent advisors. With a relatively small client roster and a principal who combines prior military service and senior roles at a large national bank with a technical undergraduate degree, the firm emphasizes ongoing planning contracts, client-agreed review schedules, and occasional single-item flat-fee work rather than wrap or AUM-based services.
Client services
Financial planning
Expertise
College savings (529s, UTMA, etc.)
Fee options
Flat fees may be charged for specific engagements on single items, at firm's discretion
Fee-only: Typically ranges from $1,500 to $10,000 per year, negotiable based on complexity
Main office location
Mohar Financial Planning
Oilville VA, United States
Number of offices
1
Most active in
Mohar Financial Planning has reported serving >5 clients in these states in the last 12 months.
Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")