Molano Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Molano Wealth Management provides discretionary asset management and a range of financial planning services to individual clients, offering full financial plans, hourly consultations, and an ongoing subscription-style planning option. As with many supported firms, it delivers portfolio management for individuals and uses percentage-of-assets-under-management billing for advisory services.
The firm builds portfolios and plans around each client’s stated goals, time horizon and risk tolerance, employing tools such as fundamental and technical analysis, Modern Portfolio Theory and Monte Carlo modeling to inform recommendations. It operates with discretionary trading authority, uses custodians including Betterment and Charles Schwab, and conducts educational seminars and workshops for groups and organizations.
Molano is structured as a very small, sole‑proprietorship practice managing under $1 million for a handful of clients, which indicates a concentration on individualized, non‑high‑net‑worth households rather than larger institutional or HNW clientele. The advisor also maintains an affiliated insurance business and arranges client participation in a Betterment wrap program — relationships the brochure discloses and that distinguish the firm operationally from many peers.
Client services
Expertise
Fee options
Full financial plan fixed fees ranging from $3,000 to $36,000; Initial meeting for financial consulting $699.
$0 - $2,000,000: 1.00% annually $2,000,000.01+: 0.90% annually
Insurance product commissions received by advisor as a licensed insurance agent (separate from advisory fees).
$300 per hour for consultation services.
Monthly subscription for ongoing financial consulting services at $199 per month; initial meeting fee $699.
Fee-only: Financial planning fixed fees from $3,000 to $36,000; Hourly consultation rate at $300 per hour; Financial consulting monthly subscription $199/month with initial meeting fee $699; Seminars at $300 per hour.
Main office
525 W Main St., Suite 120 1193
Visalia CA 93291
Advisors at this office
2
Most active in
California
Also doing business as
Molano Wealth Management · Molano, David
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
David M
Series 65
Visalia, CA
Molano Wealth Management
David Molano is a Series 65 licensed advisor with Molano Wealth Management in Visalia, CA, bringing three years of industry experience. Prior to founding Molano Wealth Management, he worked at H&R Block and has operated Molano Insurance Services as a sole proprietor since 2009, where he is active as an insurance agent. Molano Wealth Management offers discretionary asset management and comprehensive financial planning services primarily to individual clients, using tools such as fundamental and technical analysis, Modern Portfolio Theory, and Monte Carlo modeling to tailor portfolios and plans. The firm serves non-high-net-worth households with personalized services and conducts educational seminars, while also maintaining an affiliated insurance business.
James P
Series 65
Visalia, CA
Molano Wealth Management
James Payne is a financial advisor at Molano Wealth Management in Visalia, CA, holding a Series 65 license with one year of industry experience. Prior to his current role, he was involved with J-Curve Investing LLC, Gui Automation, and Dynamic Controls Inc., and was a full-time student for seven years. Molano Wealth Management provides discretionary asset management and financial planning services tailored to individual clients, focusing on portfolios built around clients’ goals, time horizons, and risk tolerances. The firm offers various planning options and conducts educational seminars, serving primarily non-high-net-worth individuals.
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