Moment Financial Planning

Moment Financial Planning is a state-registered investment adviser that serves individuals and high-net-worth clients, providing investment advisory services through third‑party money managers as well as a range of financial planning engagements. Its planning offerings include comprehensive ongoing plans, a six‑month "Foundations" program, Quick Start sessions, and discrete projects; the firm’s willingness to serve non‑high‑net‑worth individual clients is uncommon for firms categorized primarily as investment managers.

The firm primarily implements passive investment strategies and assists clients in selecting and monitoring Outside Managers, working with a third‑party advisor platform and qualified custodian to execute and custody client accounts. It also offers flexible engagement structures — including ongoing retainers and project work — and provides hourly financial planning arrangements, a fee model that is relatively rare among peer investment‑manager firms.

Distinctive features include the firm’s very small scale (one advisory professional and no reported AUM) while operating both manager‑selection services and direct consumer planning programs, and the principal’s maintained outside employment which may affect service availability. Clients should note that implementation is generally through recommended outside managers (the firm does not share in those managers’ fees) and that the firm does not provide separate written investment‑management reports to advisory clients.