Clayton, CA Office

Moment Private Wealth serves individuals, high-net-worth individuals, pension and profit-sharing plans, and charitable organizations, generally requiring a $500,000 minimum to open an account. The firm provides discretionary and non-discretionary investment management alongside holistic financial planning, selection or retention of third‑party advisers, and pension consulting.

Its investment approach emphasizes long-term, low-cost, diversified asset allocation grounded in Modern Portfolio Theory, with portfolios primarily composed of mutual funds, ETFs, and, when appropriate, REITs. Adviser-tailored portfolios are built from initial financial planning analyses and risk assessments, with ongoing reviews and planning services that include loan procurement and advisement, tax-efficient asset location, access to private equity opportunities, and coordination with CPAs and estate planning attorneys.

Moment Private Wealth manages roughly $357 million in discretionary assets via a six-advisor team, and its brochure highlights practices that are less common among peers: it discloses margin fees, charges or interest and offers loan procurement and advisement as part of planning services, suggesting the firm may employ borrowing or margin-related strategies in client accounts. The firm also describes using third‑party custodial and advisory platforms and says it mitigates resulting conflicts through due diligence and periodic evaluation.