Momentum Financial and Insurance Services LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$58,800,755
Clients
91
Advisors
1
of 1 employees
About
Momentum Financial and Insurance Services LLC provides discretionary asset management, ongoing financial planning, and consulting to individuals, high‑net‑worth clients, foundations, and business entities, and also offers insurance products. The firm operates on a percentage‑of‑assets basis and supplements advisory services with public seminars and workshops intended to educate clients and prospects.
The adviser typically implements client portfolios using an open‑architecture TAMP (Orion Portfolio Solutions), employing third‑party model strategies, separately managed accounts, direct indexing, and tax‑aware trading tools alongside fundamental, technical, and Monte Carlo analysis in financial planning. While the firm does not trade options directly, it relies on third‑party strategies available through the platform that can use derivatives (for example, buy‑write ETF strategies and other SMA strategies), and it manages accounts on a discretionary basis.
Compared with many solo independent advisors, Momentum’s practice is notable for working with corporate or business clients, operating an affiliated insurance brokerage (a principal dedicates significant time to that activity), and regularly offering seminars and webinars. The firm discloses and documents referral and TPM relationships and the potential conflicts from insurance and third‑party strategies, and it states fiduciary procedures to address those conflicts.
Client services
Expertise
Fee options
Fixed financial planning fee of $1,500 (minimum)
$0 - $1,000,000: 1.2% annually $1,000,001 - $5,000,000: 0.96% annually $5,000,001+: 0.50% annually
Insurance products are commissionable; conflict of interest disclosed
Hourly rate for financial planning: $300 per hour
Minimum fee: Minimum financial planning fee of $1,500 Fee-only: Fixed fee financial planning: $1,500 minimum, $300 per hour, 5 hours minimum
Main office
Valley Center CA
Advisors at this office
1
Most active in
Arizona · California · Louisiana · Oregon · Texas · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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