Money Methods, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$0
Clients
300
Advisors
2
of 2 employees
About
Money Methods provides personalized financial planning and consultative services to individuals, trusts, pension and profit‑sharing plans, charitable organizations, and business entities. The firm delivers written financial plans and offers selection of third‑party money managers rather than providing regular, continuous portfolio management or executing trades on client accounts.
In its planning work Money Methods uses financial planning software and applies methods such as fundamental analysis and modern portfolio theory, with an emphasis on long‑term purchase strategies and discussion of tax considerations (although tax efficiency is not its primary objective). When ongoing investment management is required, the firm recommends and periodically monitors outside money managers instead of managing client assets on a discretionary basis.
Compared with many peers, Money Methods is distinctive in that it does not take custody of or directly manage client assets and instead shares in advisory fees paid to recommended third‑party managers, a referral arrangement the brochure identifies as a potential conflict of interest. The firm also discloses that its advisers are separately licensed insurance agents who may receive commissions for insurance products, which creates an additional conflict that clients are asked to consider.
Client services
Expertise
Fee options
Flat fee ranging from $100-$500 for financial planning services, depending on scope and complexity
Commission-based compensation earned by licensed insurance agents for selling insurance products, separate from advisory fees
Hourly fee of $100 for financial planning services
Fee-only: Hourly fee of $100; flat fee ranging from $100-$500 for financial planning services
Main office
6001 Belpree
Amarillo TX 79109
Advisors at this office
2
Most active in
Texas
Also doing business as
Acm Money Methods, Ltd. · Money Methods · Money Methods Inc · Money Methods, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Matthew A
Series 63
Amarillo, TX
Money Methods, Inc.
Matthew Adams is a financial advisor with Money Methods, Inc. in Amarillo, TX, holding a Series 63 license and 27 years of industry experience. He has been with ACM Money Methods, doing business as Money Methods, since 1996 and serves as Vice President of the general partner. In addition to his advisory role, he is licensed in life and health insurance and dedicates part of his time to that area. Money Methods serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses by providing personalized financial planning and recommending third-party money managers. The firm focuses on planning and manager selection without discretionary portfolio management, drawing on fundamental analysis, modern portfolio theory, and long-term purchase strategies.
Charlotte A
Series 63, Series 65
Amarillo, TX
Money Methods, Inc.
Charlotte Adams is a financial advisor with Money Methods, Inc. in Amarillo, TX, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has been with Money Methods since 1985 and serves as CEO and president of ACM Money Methods Ltd. Outside of her advisory work, Adams is a volunteer board member of the High Plains Children's Home Endowment Foundation. Money Methods serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses by providing personalized financial planning and recommending third-party money managers. The firm emphasizes planning and manager selection without discretionary portfolio management, using fundamental analysis and modern portfolio theory in its advice.
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