Moneygrow.Com ®
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides financial planning, investment management, and consulting to individuals, high‑net‑worth families, trusts, estates, corporations and plan trustees. It also offers family‑office style services and targeted guidance for clients who receive lump‑sum settlements, addressing budgeting, estate and cross‑generational issues alongside ongoing portfolio oversight.
Services are delivered on a fee‑based percentage‑of‑AUM model with both discretionary and non‑discretionary managed accounts and scheduled quarterly reviews. Investment decisions follow a sector‑rotation approach informed by an in‑house forecasting method (the CFS Price Cycle), favoring ETFs while avoiding leveraged/inverse products and typically implementing changes on a quarterly cadence with a conservative tilt.
Noteworthy aspects include a long operating history and a small, closely managed client base supported by an online client portal and frequent newsletters and occasional videos — a published communications program the firm highlights. The firm operates as a fee‑only adviser (no commissionable securities sales), maintains informational insurance licensure without active sales, and presents a mission‑oriented brand framing that emphasizes long‑term, values‑aware investing.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
$275 one hour flat fee for quarterly comprehensive reviews; $750 package basis for certain services
$0 - $500,000: 2.00% $500,001 - $750,000: 1.75% $750,001 - $1,000,000: 1.50% $1,000,001 - $3,000,000: 1.25% $3,000,001 - $5,000,000: 1.00% $5,000,001 - $7,500,000: 0.75% $7,500,000+: Negotiable
Hourly charges applied for financial planning services as agreed upon
Fee-only: Financial planning: $275 for quarterly comprehensive review, $150 for para-planning services; Package basis services $750
Main office
Denver CO
Advisors at this office
1
Most active in
Colorado · Georgia · Texas
Also doing business as
Chartered Financial Services, Inc. · Chartered Financial Services, Inc. Tm · Moneygrow, Inc. · Moneygrow.Com ® · Moneygrow®
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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