MoneySense LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Money Sense LLC provides financial planning and education to individuals, families and high-net-worth clients seeking guidance on retirement, tax planning, cash flow, employee benefits, college savings and risk management. Services are delivered through limited-scope advisory consultations and online educational content rather than ongoing portfolio management.
The firm does not manage client investment accounts or accept discretionary authority; instead it analyzes clients’ existing investments and offers recommendations grounded in Modern Portfolio Theory, with an emphasis on passive, low‑cost, diversified funds. Advice also covers tax-aware, estate and distribution planning and the firm encourages clients to implement recommendations through their chosen custodians or other professionals.
Distinctive for an independent adviser, Money Sense does not charge percentage-of-assets fees nor provide portfolio management services, instead delivering paid, session-based advice and an online educational program. The firm’s principal is a CFP practitioner who maintains insurance licenses for advisory purposes and discloses ownership of rental properties as other business activities the firm manages to avoid conflicts.
Client services
Expertise
Demographic focus
Fee options
Flat fee of $997 for minimum 90-minute Ask Me Anything session.
Hourly rate of $250 for additional time beyond 90-minute session, billed in 15-minute increments.
Fee-only: Flat fee for Ask Me Anything session: $997 for minimum 90-minute session with payment due prior to meeting.
Main office
Missoula MT
Advisors at this office
1
Most active in
Montana
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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