Mont AI
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Mont AI provides discretionary investment management to individual clients, including high-net-worth individuals, through an interactive mobile application. The firm implements a direct-indexing approach that tracks the S&P 500 and offers tax-loss harvesting tailored to each client's objectives, preferences, and risk profile.
Clients interact with Mont AI via a conversational artificial‑intelligence chatbot that collects information on investment goals, risk tolerance, liquidity needs, and restrictions in natural language; a proprietary algorithm performs suitability assessments and constructs and manages portfolios accordingly. Portfolios are monitored and rebalanced by the algorithm for index tracking and harvesting opportunities, and clients may update preferences or restrictions through the Platform at any time.
Mont AI is registered as an internet‑only adviser and has amended its operations to deliver advice exclusively through its Platform, foregoing human advisers and requiring clients to establish accounts with Apex as the qualified custodian and execution venue. The firm is newly formed (December 2025) and operates at a small scale with a limited client base, and its combination of AI-driven decisioning, conversational client input, direct indexing of individual equities, and potentially frequent trading for tax-loss harvesting differentiates its operational model from many peers.
Client services
Expertise
Fee options
Account minimum: $1,000 Minimum fee: $100 fixed annual fee
Main office
350 Mission Street, Floor 25
San Francisco CA 94105
Advisors at this office
1
Most active in
California
Also doing business as
Mont · Mont Ai · Mont Wealth Management, LLC
Disclosures
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Business activities & affiliations
Is not active or affiliated with:
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Trust company
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Fund sponsor
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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