Montage Financial Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Montage Financial Advisors provides discretionary portfolio management and project‑based financial planning to individual and high‑net‑worth clients. The firm manages roughly $100 million in discretionary assets for a limited roster of clients and offers planning on retirement, estate, tax, cash‑flow, college savings, and business succession topics.
The firm’s investment approach is primarily passive and grounded in Modern Portfolio Theory, using index mutual funds and ETFs to build diversified, low‑turnover portfolios intended to balance correlation, risk, and return. Investment selection and any tactical adjustments are informed by a mix of fundamental, technical, charting and cyclical analysis, and accounts are reviewed on a semi‑annual basis.
A distinctive feature is the firm’s affiliation with an accounting practice: the principal also leads a separate tax practice as a CPA and CFP and spends a portion of time providing tax services that are offered separately from advisory engagements; the firm coordinates with clients’ tax and legal professionals and will participate in multi‑party meetings when requested. Montage also emphasizes project‑based comprehensive planning with written deliverables and manages a relatively small client roster, which results in more tailored implementation compared with many larger peers.
Client services
Expertise
Fee options
Project-based comprehensive financial planning fixed fee between $4,000 and $6,000, negotiable
$0 - $333,333: 1.50% $333,334 - $750,000: Effective blended rate varies, example $5,000 flat fee on first $750,000 $750,001 - $1,250,000: Next $500,000 charged $2,500 annually $1,250,001 - $2,000,000: Next $750,000 charged $3,700 annually $2,000,001 - $3,500,000: Next $1,500,000 charged $5,600 annually $3,500,001+: Assets above $3,500,000 charged $5,650 annually
$350 per hour, negotiable
Fee-only: Project-based comprehensive financial planning fixed fee between $4,000 and $6,000, negotiable; hourly financial planning fee $350/hour, negotiable
Main office
Morgan Hill CA
Advisors at this office
1
Most active in
California · Texas · Utah
Also doing business as
Montage Financial Advisors · Montage Financial Advisors Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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