Montanari Financial Advisors Inc.

Montanari Financial Advisors is an independent, single-advisor registered investment adviser that serves individual and trust clients with discretionary investment management and fee‑for‑service financial planning. The firm manages a small client base with roughly $35 million in assets under management and provides both ongoing portfolio oversight and as‑needed hourly or flat‑fee planning engagements.

The investment process is a top‑down blend of fundamental research (company financials and sector analysis) and technical analysis (long‑term relative strength and sector weighting versus the S&P 500), implemented across individual stocks and bonds, mutual funds, ETFs, closed‑end funds, commodity ETFs, master limited partnerships and publicly traded REITs. Portfolios are managed on a discretionary basis when authorized, reviewed regularly by the sole advisor, and the firm avoids leveraged ETFs while using mutual funds to increase diversification for smaller or more risk‑averse accounts.

Noteworthy aspects include a selective intake policy — legacy clients are grandfathered while new relationships are limited and considered case‑by‑case — and inclusion of a comprehensive financial plan as part of first‑year management engagements. The firm accommodates client‑directed investment exclusions (for example, avoiding certain “vice” industries or seeking socially conscious investments), does not participate in wrap programs or accept third‑party compensation, and provides weekly reviews along with quarterly detailed reporting.