Montanari Financial Advisors Inc.
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About
Montanari Financial Advisors is an independent, single-advisor registered investment adviser that serves individual and trust clients with discretionary investment management and fee‑for‑service financial planning. The firm manages a small client base with roughly $35 million in assets under management and provides both ongoing portfolio oversight and as‑needed hourly or flat‑fee planning engagements.
The investment process is a top‑down blend of fundamental research (company financials and sector analysis) and technical analysis (long‑term relative strength and sector weighting versus the S&P 500), implemented across individual stocks and bonds, mutual funds, ETFs, closed‑end funds, commodity ETFs, master limited partnerships and publicly traded REITs. Portfolios are managed on a discretionary basis when authorized, reviewed regularly by the sole advisor, and the firm avoids leveraged ETFs while using mutual funds to increase diversification for smaller or more risk‑averse accounts.
Noteworthy aspects include a selective intake policy — legacy clients are grandfathered while new relationships are limited and considered case‑by‑case — and inclusion of a comprehensive financial plan as part of first‑year management engagements. The firm accommodates client‑directed investment exclusions (for example, avoiding certain “vice” industries or seeking socially conscious investments), does not participate in wrap programs or accept third‑party compensation, and provides weekly reviews along with quarterly detailed reporting.
Client services
Expertise
Fee options
Comprehensive financial plan flat fee of $2,500 (negotiable if client commits assets for management).
$0 - $1,000,000: 1.0% annually $1,000,001 - $2,000,000: 0.8% annually $2,000,001 - $5,000,000: 0.6% annually $5,000,001+: 0.4% annually
Hourly consulting fee of $200 per hour for financial planning clients beyond the comprehensive plan.
Account minimum: $1,000,000 Minimum fee: $10,000 minimum annual management fee for smaller accounts accepted below $1 million. Fee-only: Comprehensive financial plan fee of $2,500 (flat fee), hourly consulting at $200 per hour.
Main office
Norwell MA
Advisors at this office
1
Most active in
Massachusetts
Also doing business as
Mary E. Montanari, Cfp · Montanari Financial Advisors Inc. · Montanari, Mary Elizabeth
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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