S. Naples, FL Office

Montgomery Investment Management provides portfolio management and investment advice to high‑net‑worth individuals, families, trusts, retirement accounts, charitable organizations and institutional clients. The firm generally works with larger accounts (initial account requirement is $300,000) and maintains a relatively small client base rather than serving a broad retail population.

Investment decisions are driven by a value‑oriented, fundamental analysis discipline with a long‑term horizon, emphasizing companies with sustainable competitive advantages and often targeting underfollowed or turnaround situations. Portfolios are relatively concentrated (generally 20–30 securities), and the firm offers both discretionary and non‑discretionary management, wrap account services, and the ability to provide model portfolio recommendations to other advisers.

Notably, the firm manages roughly $490 million with two managing directors and about 107 client relationships, resulting in an unusually high level of assets per advisor and per client compared with peers. The firm also operates with longstanding leadership and established compliance practices—no advisor commissions or soft‑dollar arrangements, proxy‑voting administration for discretionary accounts, and a documented code of ethics—reflecting an emphasis on fiduciary procedures alongside its concentrated, value‑driven approach.