Monument Asset Management, LLC

Monument Asset Management provides portfolio management, financial consulting, third‑party adviser recommendations, and retirement plan consulting to individuals, high‑net‑worth clients, corporations, charities, and pension/profit‑sharing plans. The firm documents client goals and investment restrictions up front and offers both discretionary and non‑discretionary management alongside written financial plans.

The firm builds portfolios using asset allocation, fundamental and technical analysis, tailoring allocations through interviews and questionnaires and conducting ongoing monitoring and periodic reviews. When it recommends third‑party advisers it conducts a formal due‑diligence process—evaluating factors such as fees, reputation, performance, financial strength, management, price, and reporting capabilities—and then monitors those advisers while delegating execution, reporting, and reconciliations to them when appropriate.

Notable differences from many peers include an explicit retirement plan consulting practice that offers ERISA fiduciary and non‑fiduciary services (including Section 3(21) and 3(38) roles) and assistance with Investment Policy Statements and qualified default investment alternatives. The firm operates at a small scale with a single principal, offers hourly billing for standalone financial consulting engagements, and currently reports no client assets under management, distinguishing its operating profile and client engagement model from larger institutional investment managers.