East Northport, NY Office

Monument Capital Management provides investment advisory and financial planning services to individuals, high‑net‑worth clients, trusts and estates, managing roughly $648 million with a team of nine advisors. The firm offers discretionary asset management, modular and full financial plans, retirement‑rollover guidance, and may recommend unaffiliated independent managers and private investment funds for qualified clients.

Investment programs combine ETFs, mutual funds and individual equities and include strategies such as direct indexing, structured notes, tax‑rebalanced “TRIO” portfolios, concentrated dividend and growth stock sleeves, and tactical bond ETF allocations; Monument uses fundamental analysis alongside technical, charting and cyclical inputs and performs ongoing portfolio monitoring. The firm uses client technology platforms (eMoney and Orion) to aggregate holdings (noting excluded assets are not managed by the firm), generally custodians accounts at Charles Schwab, and discloses operational practices that can affect billing and reporting.

Compared with many peers, Monument operates nine offices and discloses the use of client testimonials and third‑party ratings in its advertising, and it has a formal AI policy governing the use of certain AI tools in its advisory process. The firm also maintains a $3,000,000 advisory account threshold (waivable in its discretion) and regularly makes available access to private funds and outside managers, which influences its typical client profile and investment offerings.