Jersey City, NJ Harborside 2 Office

John Cesaro is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at E*Trade Capital Management LLC and E*Trade Securities LLC. He is based in Jersey City, NJ. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced modeling tools.

David Kim is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds the Series 63 and Series 66 licenses and has previously worked at E*TRADE Capital Management LLC and E*Trade Securities LLC. Outside of his advisory role, he is a sole proprietor involved in property management. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct individual plans and Corporate Financial Planning agreements.

Martha Luchsinger is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2019, following prior positions at Boenning & Scattergood Inc and a brief period of unemployment. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Mark Meiler is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at E*TRADE Capital Management LLC and E*Trade Securities LLC for seven years. He is based in Jersey City, NJ. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial and estate planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its advisory process.

Joe Mangino is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Jack Phelan is a financial advisor at Morgan Stanley with a Series 66 credential and one year of industry experience. His work history includes roles at UBS, Whitestone Analytics, and Real Madrid C.F., among others. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm’s approach utilizes structured discovery processes and firm‑approved planning tools, managing approximately $2.74 trillion in client assets.

Divya Mehrotra is a financial advisor at Morgan Stanley with the Series 66 credential and no prior industry experience. Before joining Morgan Stanley, she held roles at the University of Chicago Institute of Politics and the Los Angeles County District Attorney's Office. Mehrotra also has academic affiliations with the University of Chicago and the Harris School of Public Policy. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that employs structured discovery conversations and firm-approved planning tools.

Sherman Daal is a financial advisor with Morgan Stanley in Jersey City, NJ, holding Series 63 and Series 66 registrations and bringing 27 years of industry experience. Prior to joining Morgan Stanley in 2023, he worked at E*TRADE Securities and E*TRADE Capital Management from 2013 to 2020. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that utilizes approved tools and modeling techniques.

John Carrasquillo is a financial advisor at Morgan Stanley in Jersey City, NJ, with 36 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Fidelity Investments and E*TRADE Capital Management LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and market modeling techniques.

Matthew Opacity is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley & Co. LLC since 2018. Prior to joining Morgan Stanley, he was employed at Rowan University for two years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and firm-approved processes without providing individual security recommendations as part of standalone plans.

Emprey Shivers is a financial advisor at Morgan Stanley in Jersey City, NJ, holding a Series 66 license with six years of industry experience. Prior to joining Morgan Stanley in 2026, Shivers worked at Royal Alliance Associates, Fidelity Investments, and Merrill. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and modeling tools but does not provide individual security recommendations as part of standalone plans.

Joseph Maximos is a Series 66-registered financial advisor with Morgan Stanley in Jersey City, NJ, bringing six years of industry experience. His prior roles include positions at BlackRock and E*TRADE Securities. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers planning services directly and through corporate agreements.

Jeff Cineas is a financial advisor at Morgan Stanley in New York, NY, with 13 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at E*TRADE Capital Management and E*Trade Securities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analytical models.

Aakash Patel is a financial advisor at Morgan Stanley with five years of industry experience and holds a Series 66 designation. He previously worked at E*TRADE Capital Management and Equitable Advisors. Outside of his advisory role, he is the founder of Stramperpress, an eCommerce business focused on managing Amazon and Etsy listings along with branding content creation. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Beth Prospero is a financial advisor with Morgan Stanley in Jersey City, NJ, holding a Series 66 designation and bringing 17 years of industry experience. She has been with Morgan Stanley since 2014 and also works with Morgan Stanley Services Group Inc. since 2018. Outside of her advisory role, she engages in freelance journalism. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs. The firm employs structured planning tools and modeling techniques as part of its investment approach and manages approximately $2.74 trillion in client assets.