San Francisco, CA California Street Office

Matthew Swaffin Smith is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved planning tools and analysis techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and under Corporate Financial Planning agreements.

Joshua Mcferron is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its affiliates since 2005, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Based in San Francisco, CA, he has been with Morgan Stanley for over two decades. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs emphasizing tailored financial planning and manages approximately $2.74 trillion in client assets.

Shani Hatcher is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021. Prior to that, she was with Wells Fargo Clearing and Wells Fargo Investments. In addition to her advisory role, she owns a retail and online business called Shani's Living Creations. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and investment modeling to support its advisory services.

Walter Lim is a financial advisor with Morgan Stanley in San Francisco, CA, holding Series 63 and Series 65 registrations and bringing 38 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he owns a rental property in Kapolei, Hawaii. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Jeffrey Traum is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Morgan Stanley and its related entities since 1997, including over a decade at Morgan Stanley Private Bank. Traum serves as a board member of the Palo Alto Police Foundation and is on the advisory board for the Stanford Medicine Community Council. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process that incorporates firm-approved tools and modeling techniques.

William Breck is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Melissa Talingdan is a financial advisor at Morgan Stanley in San Francisco, with 18 years of industry experience. She holds Series 63 and Series 66 registrations and previously worked at LPL Financial from 2015 to 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Secular Return Estimates and Monte Carlo simulations in its financial planning process.

Andrew Winchester is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 credentials and over 24 years of industry experience. His career includes roles at JPMorgan Securities LLC, JPMorgan Chase Bank, N.A., and Wells Fargo Clearing. Outside of his advisory work, he serves as a board member at the Wolf Museum of Exploration and Innovation in Santa Barbara, contributing to fundraising and capital campaigns. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and research, with a focus on advisory services rather than individual security recommendations.

William Benner is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and bringing 12 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2013, including Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Robert Sutton is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Morgan Stanley and its Private Bank since 2014 and 2015, respectively. He is based in San Francisco, CA. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services both directly and through employer agreements.

Jennifer Sun is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at firms including J.P. Morgan Private Wealth Advisors, Wealthfront Advisers, and First Republic Bank. Sun is based in San Francisco, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm uses structured planning processes and firm-approved tools to model financial outcomes but generally acts in an advisory capacity without providing individual security recommendations as part of standalone planning.

Sui Wa Lam is a financial advisor at Morgan Stanley in San Francisco, CA, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2023, Lam worked at Industrial and Commercial Bank of China (USA) NA from 2021 to 2022 and has academic experience at Fudan University and the University of California Davis. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by firm-approved tools and analysis from the Global Investment Committee.

Karsten Chin is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. His career includes roles at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 1993 to 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Kwadwo Adutwum is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 credentials and 18 years of industry experience. His career includes roles at Bank of the West, BancWest Investment Services, CITIGROUP, Prudential Insurance Company of America, USAA Financial Planning Services, J.P. Morgan Securities, and MSI Financial Services. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services including estate planning strategies and corporate financial planning agreements.

Bennett Cale is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2019, and previously led Cale Financial Management for over a decade. Outside of advising, he is a managing member of Secrets South LLC and owns a rental property business in Kula, Hawaii. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery processes and firm-approved planning tools, supporting tailored financial planning without individual security recommendations as part of standalone plans.