Waco, TX Office

Miller Cunningham is a financial advisor at Morgan Stanley in Waco, TX, holding a Series 66 designation with less than one year of industry experience. Prior to joining Morgan Stanley, he held roles at Innovation Partners LLC, Lemnis Capital Group, and the Traditions Club, as well as positions outside finance including work at Messina Hof Estate Winery, Texas A&M University, Southern Roots Brewery, and local schools. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools and research.

Joanna Rogers is a financial advisor at Morgan Stanley with 20 years of industry experience. She has previously worked at Bank of America and Merrill. Joanna holds a Series 66 designation and is based in Waco, TX. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques in its advisory process.

James Holley is a financial advisor at Morgan Stanley with 43 years of industry experience. He has worked at Merrill and Bank of America before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2025. Outside of his advisory role, he is a silent partner in investment-related ventures involving real estate and oil/energy rental properties. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by firm-approved tools and offers various retail and institutional investment solutions.

T Imothy Irwin is a Series 66-registered financial advisor with Morgan Stanley, based in Waco, TX, and has four years of industry experience. His work history includes roles at UBS Financial Services and Morgan Stanley Private Bank. Prior to his financial services career, he spent time in education at Baylor University and local high schools. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through employer financial planning agreements.

Joseph Calao is a financial advisor with Morgan Stanley in Waco, TX, holding Series 63 and Series 65 licenses and 29 years of industry experience. He previously worked at UBS Financial Services for 15 years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Calao serves as the Austin Chapter President of the Exit Planning Institute, organizing monthly educational meetings. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering comprehensive financial planning and investment programs supported by firm-approved tools and methodologies.

John Haskett is a financial advisor with Morgan Stanley in Waco, TX, holding Series 63, 65, and 66 licenses and five years of industry experience. His career includes roles at Morgan Stanley Private Bank, Bank of America, Merrill, and UBS Financial Services. Outside the advisory business, he is the managing member and owner of a limited liability company formed for passive real estate and other investments. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with comprehensive financial planning and advisory services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and market scenario modeling but generally does not provide individual security recommendations as part of standalone plans.

Loren Schwartz is a financial advisor at Morgan Stanley in Waco, Texas, holding CFP® and ChFC® designations with 32 years of industry experience. Prior to joining Morgan Stanley in 2025, he worked at Bank of America, N.A. and Merrill from 2007 to 2025. Outside of his advisory role, he is involved in sales and marketing for Health Care Service Corporation. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, focusing on tailored financial planning using structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of investment solutions including wrap programs and private funds.