Mountain River Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Mountain River Financial serves individual and high‑net‑worth clients, offering comprehensive financial planning and portfolio management. Its engagements include written financial plans and an ongoing planning relationship in which investment management is provided as part of the planning service rather than as a separate, stand‑alone offering.
The firm’s investment approach is grounded in Modern Portfolio Theory and emphasizes passive, long‑term, globally diversified allocations implemented mainly with index mutual funds and exchange‑traded funds. Portfolios are managed on a discretionary basis with an emphasis on asset‑class allocation and low‑turnover, tax‑aware implementation rather than market timing or active stock selection.
As a single‑advisor, CFP®‑led practice with about $17.6 million in reported discretionary AUM and a small client base, Mountain River Financial uses a tiered, household‑net‑worth monthly fee model instead of a conventional percentage‑of‑AUM advisory billing arrangement. The firm also discloses that it does not accept third‑party product compensation, does not take custody of client assets, and does not aggregate trades (block trading), features that distinguish its operating and execution practices from many larger peers.
Client services
Expertise
Fee options
$0 - $500,000: 0.60% annually $500,001 - $1,000,000: 0.60% annually $1,000,001 - $2,000,000: 0.50% annually $2,000,001 - $4,000,000: 0.40% annually $4,000,001 - $6,000,000: 0.35% annually $6,000,001 - $8,000,000: 0.30% annually $8,000,001 - $12,000,000: 0.25% annually $12,000,000+: 0.20% annually
Account minimum: No minimum account size requirement; however, the minimum annual fee is $3,600 per year. Minimum fee: Minimum fee of $3,600 per year Fee-only: Fixed monthly fees calculated based on tiered annual percentage of household net worth, paid monthly in arrears.
Main office
Jenkintown PA
Advisors at this office
1
Most active in
Pennsylvania
Also doing business as
Mountain River Financial · Mountain River Financial, LLC · Robert Timothy Stromberg
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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