Mountain Vista Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$50,495,753
Clients
60
Advisors
2
of 2 employees
About
Mountain Vista Wealth Management is a small, fee-only advisory firm that manages roughly $53 million for about 60 clients, primarily individuals (including high‑net‑worth households) and a limited number of employer-sponsored retirement plans. The firm provides portfolio management and comprehensive financial planning services, offering both ongoing investment management and stand‑alone planning engagements.
The firm builds individualized Investment Policy Statements and implements a mix of active and passive strategies, using fundamental, technical and cyclical analysis to guide portfolio construction and rebalancing. Financial planning is offered through either an ongoing retainer model with continuous access to a planner or an hourly consulting model, and the firm’s stated investable universe includes traditional securities as well as a range of alternative investments.
Compared with many peers, Mountain Vista regularly offers public educational seminars and speaking engagements that are described as non‑transactional and provided at no charge, a service fewer supported firms provide. The firm also provides employee benefit plan advisory services and documents a breadth of analytical approaches and access to alternative asset types for a firm of its size, and its principals maintain industry professional credentials.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Comprehensive Financial Planning upfront retainer typically $1,500 - $5,000 plus ongoing monthly fee $150 - $500, negotiable/waivable
$0 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% $2,000,001+: 0.50%
Financial Planning Service Consulting Hourly Model: $250 - $500 per hour, negotiable
Account minimum: $300,000 (waivable at firm's discretion) Minimum fee: Employee Benefit Plan Services minimum fee $375 quarterly (may be waived) Fee-only: Investment Management Services charged as a blended fee based on tiers; Financial Planning Services charged on retainer or hourly basis; no commissions accepted.
Main office
Santa Barbara CA
Advisors at this office
2
Most active in
California · Connecticut · New York
Also doing business as
Mountain Vista Wealth Management · Mountain Vista Wealth Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Jonathan H
CFP®, CFA®, Series 63
Santa Barbara, CA
Mountain Vista Wealth Management
Jonathan Heagle is a CFP®, CFA® credentialed advisor with eight years of industry experience. He is a managing partner at MV Properties 1, LLC and has worked at Mountain Vista Wealth Management since 2017. Prior to that, he was employed at RBC Barbados Trading Bank from 2015 to 2017. Mountain Vista Wealth Management is a fee-only advisory firm serving primarily individual and high-net-worth clients, along with some employer-sponsored retirement plans. The firm offers comprehensive financial planning and portfolio management using both active and passive strategies, and provides educational seminars and employee benefit plan advisory services.
Michael R
Series 63, Series 65, Series 66
Santa Barbara, CA
Mountain Vista Wealth Management
Michael Riolo is a financial advisor at Mountain Vista Wealth Management with 14 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Sovereign Financial Group, Inc. and Raymond James Financial Services before joining Mountain Vista Wealth Management in 2018. In addition to his advisory role, he is the Owner and Principal Attorney of The Riolo Law Firm PLLC and President of Total Wealth Advisory Group LLC. Mountain Vista Wealth Management is a fee-only advisory firm serving primarily individual and high-net-worth clients, as well as employer-sponsored retirement plans. The firm offers portfolio management and comprehensive financial planning, utilizing a combination of active and passive strategies guided by fundamental, technical, and cyclical analysis.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)