Murray Financial Services, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$128,068,135
Clients
129
Advisors
2
of 3 employees
About
Murray Financial Services serves individuals (including high‑net‑worth clients), pension and profit‑sharing plans, corporations and non‑profit organizations, offering discretionary portfolio management, comprehensive and limited financial planning, and pension consulting. The firm also provides monitoring and opportunistic rebalancing for “held‑away” accounts (for example, 401(k)s and HSAs) without an additional fee.
Investment advice is asset‑allocation driven and implemented on a discretionary basis with a long‑term orientation, typically using mutual funds—primarily funds from Dimensional—and a mix of exchange‑listed securities and fixed‑income instruments when appropriate. The firm requires custody at Charles Schwab and leverages institutional custody and trading services, including an order management system it pays for to support tax‑efficient asset location and rebalancing.
The firm’s owner is separately licensed as an insurance agent and may receive customary insurance commissions for product implementations; this potential conflict is disclosed and the brochure describes mitigation measures and client options. Distinctive features for a small SEC‑registered adviser managing roughly $133 million include the near‑exclusive Schwab custody requirement, use of an OMS for held‑away accounts paid by the firm, and a pronounced reliance on a single mutual fund provider for many client portfolios.
Client services
Expertise
Fee options
Financial planning fees may be fixed fees, negotiated per client
$0 - $149,999.99: 1.35% $150,000 - $249,999.99: 1.25% $250,000 - $499,999.99: 1.20% $500,000 - $749,999.99: 1.15% $750,000 - $999,999.99: 1.10% $1,000,000 - $2,999,999.99: 1.00% $3,000,000 - $4,999,999.99: 0.90% $5,000,000 - $9,999,999.99: 0.85% $10,000,000+: Negotiable
Owner is a separately licensed insurance agent receiving commissions on insurance products sold; commissions are separate from advisory fees
Hourly fees for financial planning and consulting services, specifics negotiated per client
Fee-only: Financial Planning fees charged as fixed fees or hourly fees; hourly fees and fixed fees negotiated per client; pension consulting fees 0.50% - 1.00% of plan assets, negotiable
Main office
140 Yellowstone Drive, Suite 100
Chico CA 95973
Advisors at this office
2
Most active in
California · Nevada · Texas
Also doing business as
Murray Financial Services · Murray Financial Services, Inc · Murray, Kevin Ian
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Gannon A
Series 65
Chico, CA
Murray Financial Services, Inc.
Gannon Agnew is an advisor with Murray Financial Services, Inc. He holds a Series 65 credential and has one year of industry experience. His prior work includes roles at Almendra Winery & Distillery and PDQ Market & Deli. Murray Financial Services serves individuals, pension and profit-sharing plans, corporations, and non-profits with discretionary portfolio management, financial planning, and pension consulting. The firm employs a long-term, asset-allocation-driven investment approach, primarily using mutual funds from Dimensional and exchange-listed securities, with custody held at Charles Schwab.
Kevin M
Series 63, Series 66
Chico, CA
Murray Financial Services, Inc.
Kevin Murray is a financial advisor with Murray Financial Services, Inc. in Chico, CA, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has worked with LPL Financial, LLC since 2006 and founded Murray Financial Services in 2015. Outside his advisory work, he is a licensed insurance agent involved in selling fixed insurance products including life, long-term care, and term insurance. Murray Financial Services provides discretionary portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, corporations, non-profits, and employee benefit plans. The firm emphasizes asset allocation using primarily Dimensional Funds mutual funds and manages accounts on a discretionary basis with a focus on tax-efficient strategies and regular rebalancing.
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