MWM Group LLC

MWM Group advises individuals, trusts, estates, pension and profit‑sharing plans, foundations, and corporations, offering personalized financial planning and investment management on both discretionary and non‑discretionary bases. The firm manages client assets directly, may engage third‑party managers, and operates a wrap‑fee program that can include transaction costs in the advisory fee.

MWM Group develops client objectives through interviews and written information and implements portfolios using proprietary asset‑allocation strategies and transition plans, with manager selections frequently drawn from Schwab’s Managed Account Platform. For discretionary accounts the firm monitors and rebalances holdings under a limited power of attorney and serves as the sole portfolio manager within its wrap program.

Noteworthy for a firm of its type, certain professionals are also registered representatives of Purshe Kaplan Sterling Investments and licensed independent insurance agents, permitting those individuals to receive commissions, 12b‑1 fees, and insurance commissions on product sales — conflicts disclosed in the brochure and addressed through disclosures and the firm’s Code of Ethics. The firm also sponsors a wrap‑fee program, receives soft‑dollar benefits from Schwab, and applies a higher minimum for wrap participation ($250,000) than its standard asset‑management threshold.