MWM Group LLC

MWM Group LLC provides personalized financial planning and investment management to individuals, trusts, estates, pension and profit‑sharing plans, foundations, and corporations, overseeing roughly $431 million in discretionary assets. The firm generally requires a minimum account (typically $25,000, with a higher minimum for its wrap program) and delivers both one‑off planning engagements and ongoing portfolio management for individual clients.

MWM Group primarily manages client accounts on a discretionary basis using proprietary asset‑allocation models delivered through several strategies: a Managed Account Program that selects third‑party managers (frequently via Schwab’s managed‑account platform), a mutual fund‑focused Frontier Program, and an ETF‑based Advisor Program. The firm recommends Schwab as custodian, aggregates trades when appropriate, performs at least annual reviews, and offers a wrap‑fee option that bundles certain transaction costs into the management fee.

Compared with many peers, MWM Group sponsors its own wrap fee program and acts as the sole portfolio manager within that program, receiving a portion of wrap fees and acknowledging related conflicts of interest. The firm also discloses that certain professionals are registered representatives of a broker‑dealer and may earn commissions and 12b‑1 fees, and that some professionals are licensed insurance agents who may receive insurance commissions; these compensation arrangements and the firm’s receipt of soft‑dollar benefits from its custodian are noted and managed through disclosures and internal policies.