Narstar

NarStar serves individual retail investors (including high-net-worth individuals), participants in SIMPLE IRA plans, trusts, and business entities with discretionary portfolio management across four internally managed Model Portfolios: Income, Trend, Growth, and Speculative. The firm limits its advice to publicly traded equities, exchange-traded products listed on U.S. national securities exchanges (used only in the Trend Model Portfolio), and cash equivalents, and it does not offer non-discretionary or pooled investment vehicles.

The firm manages standardized, non‑customized Model Portfolios on a discretionary basis, combining fundamental analysis and AI-assisted research for most portfolios with a separate rules‑based, price‑trend and momentum process for the Trend strategy. The Trend portfolio may hold leveraged, inverse, commodity‑linked, and crypto‑linked exchange‑traded products and requires the client to have the custodian’s permission for complex or leveraged trading; NarStar does not rebalance to fixed weightings and makes model-allocation changes only with written client approval except in narrowly defined discontinuation or exit‑liquidation situations.

NarStar’s brochure discloses that it advertises model performance, including hypothetical track records and performance results, a practice that is uncommon among independent advisers. The firm also requires all assets be custodied at a single broker, sets detailed procedures for discontinuing Model Portfolios and conducting exit liquidations (including limitations on in‑kind transfers after notice), and accepts employer‑designated SIMPLE IRA participant accounts—operational features that distinguish its service model from many peers.