Native Finance Investment Advisory
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Native Finance Investment Advisory is a solo, independent advisory firm that provides financial products and services to individual clients and supplies information about those products and services. Its Form ADV emphasizes privacy and data practices, including the collection of public and non-public personal information in connection with account agreements and transactions.
The firm’s disclosures show an affiliation with an insurance company and identify the firm as acting in the capacity of an insurance broker or agent, indicating a primary focus on insurance products and product facilitation. The brochure does not describe portfolio management for individual clients or the use of percentage-of-AUM fee arrangements, which suggests services and compensation are oriented toward transactions and third‑party product relationships rather than discretionary asset management.
That combination—insurance affiliation and brokerage activity alongside the absence of individual portfolio management and AUM fees—is uncommon among independent single‑advisor firms and may shape the firm’s product mix and potential conflicts of interest. The ADV also details routine information sharing with service providers (for example, clearing firms and broker‑dealers), security safeguards for customer data, and an opt‑out process for certain disclosures, which are relevant for prospective clients assessing how information and recommendations are handled.
Client services
Main office
Vista CA
Advisors at this office
1
Most active in
California
Also doing business as
Native Finance Institute, Inc. · Native Finance Investment Advisory · Tam, Cynthia Jacqueline
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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