Navarro Asset Management, LLC

Navarro Asset Management, LLC provides discretionary and non-discretionary investment management and related financial planning and consulting services to individuals, high net worth individuals, trusts, and estates. The firm allocates client assets among mutual funds, exchange traded funds, individual equities and bonds, and also conducts due diligence and ongoing monitoring of unaffiliated private investment funds it may recommend to qualified clients.

The firm describes an investment process that begins with documenting each client’s objectives and ongoing supervision of accounts, treating cash as an asset class and employing long- and short-term purchases, trading, and options strategies (including covered calls and long puts) as appropriate. The brochure notes custodial recommendations (generally Schwab), periodic account reviews, an explicit policy not to exercise discretionary authority to purchase cryptocurrencies, and the ability to implement ESG considerations only at a client’s direction using third-party assessments.

Noteworthy aspects include the firm’s explicit focus on high net worth individuals, which is less common for advisers in its regulatory category, and its disclosed flexibility in billing: while it generally uses percentage-of-AUM fees, the brochure also allows for negotiated flat or separate fees for stand-alone or extraordinary planning and consulting engagements (i.e., non-AUM billing arrangements). The firm also reports relatively modest assets under management, documents specific processes for private fund valuation and conflicts of interest, and discloses its practices for custody and best-execution considerations.