Navigoe, LLC logo

Navigoe, LLC

Updated today

Client AUM

$402,206,410

Clients

155

Advisors

2

of 3 employees

About

Navigoe serves high‑net‑worth and individual clients, business owners, and retirement plans, providing fee‑only wealth management, financial planning, and discretionary investment management as well as 401(k) plan advisory and related ERISA fiduciary guidance. Client engagements begin with a complimentary introductory meeting and are governed by a written agreement that outlines the scope of services and implementation responsibilities.

The firm uses a multi‑phase onboarding and implementation process — described in the brochure as “Charting Your Course,” “Welcome Aboard,” and “Setting Sail” — and then moves clients into a customizable Wealth Management process with regular semiannual reviews and ad hoc meetings as needed. Investment management is driven by strategic asset allocation informed by Modern Portfolio Theory, implemented primarily through mutual funds and ETFs on a discretionary basis, and the firm will work with sub‑advisers (for example, Arkadios Capital for bond laddering) when appropriate.

Navigoe’s marketing materials include third‑party ratings and client testimonials, a practice the firm discloses and which is uncommon among similar supported advisers. The firm also documents a range of engagement formats (planning‑only, advisory arrangements, retainer options) and an explicit trade‑error policy that reimburses losses and applies net gains against future errors, which are notable operational details relative to peers.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Retirement plans for business owners (SEP, solo 401k) General retirement planning Wealth management

Occupation focus

Founder/Business Owner

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Fee options

Fixed

Annual planning fee starting at $25,000 ($2,083.33 monthly)

Percentage

$0 - $5,000,000: 1.00% annually $5,000,001+: 0.50% annually

Subscriptions

Annual retainer fee starting at $50,000 per year, billed monthly

Other

Account minimum: $20,000 minimum annual fee for wealth management services (subject to discretional reduction) Minimum fee: Minimum annual fee of $20,000 for Wealth Management; minimum annual planning fee $25,000 Fee-only: Fees charged on a fee-only basis (no commissions)

Main office

417 Beryl Street

Redondo Beach CA 90277

Advisors at this office

2

Most active in

Arizona · California · Nevada · Oregon

Also doing business as

Navigoe, Inc. · Navigoe, LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Eric T

CFP®, Series 63, Series 65, Series 66

Redondo Beach, CA

Navigoe, LLC

Eric Toya is a CFP® professional with 21 years of industry experience, currently serving as an advisor at Navigoe, LLC since 2013. He holds Series 63, 65, and 66 licenses. Navigoe serves high-net-worth individuals, business owners, and retirement plans, offering fee-only wealth management, financial planning, and discretionary investment management. The firm emphasizes a structured onboarding process and employs a strategic asset allocation approach primarily using mutual funds and ETFs.

Retirement plans for business owners (SEP, solo 401k) General retirement planning Wealth management Founder/Business Owner
user avatar

Scott L

CFP®, Series 63

Redondo Beach, CA

Navigoe, LLC

Scott Leonard is a CFP® with 29 years of experience in the financial services industry. He has been with Navigoe, LLC since 2013, where he serves as one of two advisors. Navigoe, LLC is a fee-only wealth management firm that serves high-net-worth individuals, business owners, and retirement plans. The firm manages approximately $341.8 million for about 157 clients, offering comprehensive financial planning, discretionary investment management, 401(k) plan consulting, and trust representative services. Navigoe’s investment approach focuses on strategic asset allocation using mutual funds and ETFs, with ongoing supervision and rebalancing under discretionary authority.

Retirement plans for business owners (SEP, solo 401k) General retirement planning Wealth management Founder/Business Owner
View complete list of advisors at this firm
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