Ncu Investment Solutions
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
NCU Investment Solutions provides investment advisory and planning services to individuals (including high‑net‑worth clients), retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm offers investment management, financial planning, pension and 401(k) consulting, and management of variable annuity subaccounts as part of its service set.
Investment strategies typically start with firm‑developed model portfolios that are monitored and periodically adjusted; accounts may be managed on either a discretionary or non‑discretionary basis and the firm cites fundamental analysis and long‑term purchase strategies as part of its approach. The firm also uses unaffiliated sub‑advisors for portions of client assets when appropriate and delivers written financial plans that clients may implement themselves or through the firm’s ongoing management services.
Distinctive features noted in the brochure include an ownership structure tied to a holding company that is principally owned by a credit union and an established partnership with a third‑party insurance networking agency and affiliated broker‑dealers to source and service annuities and insurance solutions. The firm discloses that some associated persons are licensed insurance agents who may receive commission compensation for insurance sales and that it is in the process of registering with the SEC, arrangements that differentiate it from most peers.
Client services
Expertise
Occupation focus
Fee options
$0 - $99,999: 1.40% $100,000 - $499,999: 0.90% $500,000+: 0.75%
Associated persons may sell insurance products for commissions separately from advisory fees
Financial planning services charged at $150 per hour, negotiable
Account minimum: $20,000 Minimum fee: Flat annual fee for accounts under $20,000, no less than $250 per year Fee-only: Investment management and financial planning services on a fee basis; hourly financial planning at $150/hour
Main office
1005 Douglas Pike
Smithfiled RI 02917
Advisors at this office
8
Most active in
Massachusetts · Rhode Island
Also doing business as
Ncu Investment Solutions · Randall Financial Group, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)