Nelson Advisory Services, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Nelson Advisory Services, Inc. (NAS) began offering advisory services in 2025 and provides investment management and financial planning through percentage‑of‑AUM, flat‑fee planning, and hourly planning arrangements. Although the firm’s brochure lists individuals, trusts, pension plans and other institutional clients as eligible, NAS reported $0 in assets under management and no client accounts as of September 1, 2025.
The firm’s stated investment approach emphasizes diversification, consistency, and long-term track records, with a focus on large, dividend‑paying companies and a practice of screening for investments with at least a 20‑year verifiable history. NAS uses Morningstar analysis and portfolio overviews, generally operates on a non‑discretionary basis for AUM services, and may allocate portions of portfolios to third‑party or sub‑advisers for discretionary management.
NAS’s brochure highlights several atypical features for a firm in this category: it is under common control with Nelson Ivest Brokerage Services (NIBS), its adviser representatives are also registered representatives of that broker‑dealer and are licensed to offer variable annuities, and insurance business is routed through a sister entity (Nelson Investment Planning Services). The firm also discloses selection of other advisers, occasional “trade away” activity using prime brokers, and identical compensation practices across its advisory and broker‑dealer activities—arrangements that the brochure notes can create potential conflicts and are managed through disclosure and internal procedures.
Client services
Expertise
Fee options
Flat fee planning from $100 to $10,000 depending on scope of services
$0 - $999,999: 1.5% - 1.8% $1,000,000 - $2,499,999: 1.0% - 1.5% $2,500,000+: Negotiable
$200 to $1,000 per hour
Fee-only: Flat fee planning ranging from $100 to $10,000 based on scope of services; hourly planning from $200 to $1,000 per hour
Main office
423 Country Club Dr.
Winter Park FL 32789
Advisors at this office
3
Most active in
Florida
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Chester C
Series 66
Winter Park, FL
Nelson Advisory Services, Inc.
Chester Cowart is a financial advisor at Nelson Advisory Services, Inc. in Winter Park, FL, holding a Series 66 designation with three years of industry experience. His career includes roles at Nelson Ivest Brokerage Services, Inc. and Nelson Investment Planning Services, Inc., as well as positions outside finance at Valencia College and in the restaurant industry. Nelson Advisory Services, Inc. offers investment management and financial planning services with a focus on diversification and long-term investing in dividend-paying companies, utilizing Morningstar analysis and a combination of non-discretionary management and sub-adviser allocations.
Kristin K
CFP®
Winter Park, FL
Nelson Advisory Services, Inc.
Kristin Kalley is a CFP® professional with seven years of experience in the financial services industry. She currently works at Nelson Advisory Services, Inc. and has prior experience at RSM US LLP. Ms. Kalley is also a CPA and prepares individual tax returns seasonally during business hours each year. Nelson Advisory Services, Inc. provides investment management and financial planning services emphasizing diversification, consistency, and long-term investment histories. The firm serves individuals, trusts, pension plans, and institutional clients using various fee arrangements and employs a mix of non-discretionary management and third-party advisers.
Joel G
CFP®, Series 66
Winter Park, FL
Nelson Advisory Services, Inc.
Joel Garris is a CFP® with 27 years of industry experience and is currently affiliated with Nelson Advisory Services, Inc. He has held roles at multiple related entities since 1998, including Nelson Financial Planning, Inc. and Nelson Investment Planning Services, Inc. Outside of advisory work, he serves as president and owner of Garris Investments, LLC, a non-investment entity, and acts as trustee or executor for several trusts and estates. Nelson Advisory Services, Inc. offers investment management and financial planning services, focusing on diversification and long-term investments in large, dividend-paying companies. The firm operates on a non-discretionary basis and uses third-party sub-advisers for discretionary management, serving individual, trust, pension plan, and institutional clients.
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