Nerad + Deppe Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Nerad + Deppe Wealth Management provides investment management and financial planning to individuals — including high‑net‑worth clients — as well as trusts, estates and retirement plans. Portfolios are typically constructed using exchange‑traded funds, and the firm also offers selection and ongoing oversight of third‑party money managers along with a broad array of planning services such as tax planning, cost segregation studies and corporate‑structure advice.
The firm’s brochure describes a multi‑faceted investment approach that includes fundamental, technical (charting) and cyclical analysis, with both long‑ and short‑term strategies. It also discloses use of derivative instruments — options, futures and inverse ETFs — for hedging and other purposes, and manages accounts on a discretionary basis with periodic (typically monthly) reviews and custody/execution via Fidelity’s institutional platform.
Compared with peers, Nerad + Deppe is distinctive for explicitly documenting the use of derivatives and inverse‑ETF strategies in client accounts and for promoting third‑party ratings in its client materials, practices that are uncommon among supported firms. The brochure also notes the firm’s re‑establishment of advisory registration after a prior affiliation and shows a small advisory team managing roughly $176 million across about 177 client relationships, which may shape how personalized services and third‑party manager due diligence are provided.
Client services
Expertise
Fee options
Financial planning and consulting flat fees ranging from $1,200 to $10,000.
Up to 1.25% annually (maximum; fees are negotiable and determined by client attributes)
Financial planning and consulting hourly fees up to $250 per hour.
Account minimum: $500,000 minimum for Investment Management service (may be reduced or waived at firm's discretion) Fee-only: Investment Management fees charged on assets under management, generally up to 1.25% annually, billed quarterly in advance on a prorated basis; Financial Planning & Consulting fees charged hourly up to $250/hour or flat fees ranging from $1,200 to $10,000.
Main office
4250 Executive Square, Suite 545
La Jolla CA 92037
Advisors at this office
2
Most active in
California · Florida · New Hampshire · New Jersey · New York · Texas
Also doing business as
Ndwm LLC · Nerad & Deppe Wealth Management LLC · Nerad + Deppe Wealth Management · Nerad And Deppe Wealth Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Steven D
Series 66
La Jolla, CA
Nerad + Deppe Wealth Management
Steven Deppe is a financial advisor with Nerad + Deppe Wealth Management, holding a Series 66 designation and bringing 21 years of industry experience. He has worked at NDWM, LLC for a total of 16 years across two periods and spent one year at AlphaCore Capital LLC. Outside of advising, Mr. Deppe contributes as a freelance writer for ProVisors, a professional network group that publishes content for investment advisers. Nerad + Deppe Wealth Management serves individuals, including high-net-worth clients, as well as trusts, estates, and retirement plans. The firm employs a multi-faceted investment approach combining fundamental, technical, and cyclical analysis, incorporates the use of derivatives and inverse ETFs, and typically constructs portfolios using exchange-traded funds while also offering oversight of third-party money managers and various planning services.
Richard N
Series 63, Series 66
La Jolla, CA
Nerad + Deppe Wealth Management
Richard Nerad is a financial advisor at Nerad + Deppe Wealth Management in La Jolla, CA, holding Series 63 and Series 66 licenses with 21 years of industry experience. He has worked at NDWM, LLC since 2009, with a one-year period at AlphaCore Capital LLC. Nerad + Deppe Wealth Management provides investment management and financial planning services to individuals, including high-net-worth clients, as well as trusts, estates, and retirement plans. The firm employs a multi-faceted investment approach incorporating fundamental, technical, and cyclical analysis, and is notable for its documented use of derivatives and inverse-ETF strategies alongside third-party manager oversight.
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