New Harbor Financial Group, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$831,569,322
Clients
1,038
Advisors
5
of 9 employees
About
New Harbor Financial Group is a team-based registered investment adviser that provides investment management, wealth management, and financial planning to individuals (including high-net-worth clients), pension and profit-sharing plans, trusts, estates, charities, and business entities. The firm offers both discretionary and non-discretionary services and manages client assets through model portfolios tailored to each client’s objectives and risk tolerance.
The firm’s investment approach blends fundamental, technical, and cyclical analysis with portfolio implementation across exchange-traded funds, individual equities, bonds, mutual funds, and other vehicles; it also employs options strategies such as covered calls and protective puts. New Harbor notes it may use derivatives in separately managed accounts and recommends or invests in digital asset ETFs in certain cases, a practice that is less common among comparable team firms.
Distinctive features include a structured outreach component—Independent Adviser Representatives occasionally conduct educational seminars and workshops, sometimes in partnership with attorneys—and a supervisory history disclosed in a 2022 settlement with the Commonwealth of Massachusetts related to oversight of leveraged inverse ETF activity, which the firm addressed through restitution and compliance undertakings. The firm manages roughly $846 million for about 1,000 clients and operates a referral network that supplements its client development and service model.
Client services
Expertise
Fee options
Fixed fees for financial planning services generally range from $1,000 to $5,000 depending on scope.
0.85% to 2.00% annually (depending on aggregate assets and individual circumstances)
Some individuals are licensed insurance agents and may earn commissions for selling insurance products; Chief Compliance Officer may earn commissions as registered representative for variable annuities; these commissions are separate and in addition to advisory fees.
Hourly financial planning/consulting rates generally range from $150 to $250 per hour, depending on scope and professional.
Account minimum: $500,000 Fee-only: Fixed fee generally ranging from $1,000 to $5,000 for financial planning services, hourly fees range from $150 to $250 per hour. Fees negotiable and generally waived if client has $500,000 under management and implements plan through Investment Management Services.
Main office
146 Main Street, Suite 302
Worcester MA 01608
Advisors at this office
5
Most active in
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Also doing business as
New Harbor Financial Group LLC · New Harbor Financial Group, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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Advisors at this firm
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