New Horizon Retirement Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
New Horizon Retirement Advisors provides ongoing portfolio management and retirement-focused advisory services to individual and high-net-worth clients. It prepares individualized Investment Policy Statements and offers both discretionary and non-discretionary management across roughly 50 client relationships representing about $10.3 million in assets.
The firm combines fundamental analysis, modern portfolio theory and technical analysis to construct long-term portfolios that typically include mutual funds, equities, fixed income, ETFs (including precious-metal ETFs) and insurance products such as annuities. It documents clients’ risk tolerances and time horizons in IPSs, delivers monthly custodian reporting, and states fiduciary obligations when advising retirement accounts.
A distinctive feature is the principal’s concurrent role as a licensed insurance agent and an affiliation with an insurance company, enabling the firm to recommend and facilitate annuities and other insurance offerings while disclosing the resulting potential commission conflicts. The firm also requires use of a single institutional custodian, does not aggregate block trades across clients, and conducts periodic due diligence on service providers that use artificial intelligence, practices that set it apart from many peers.
Client services
Expertise
Fee options
$0 - $2,000,000: 1.50% $2,000,001+: 1.00%
Commissions received for insurance product sales by supervised persons, but not primary source of compensation.
Main office
7 West Square Lake Road
Bloomfield Hills MI 48302
Advisors at this office
2
Most active in
Florida · Michigan · Texas
Also doing business as
Kmp Financial LLC · New Horizon Retirement Advisors
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Edward P
Series 65
Bloomfield Hills, MI
New Horizon Retirement Advisors
Edward Petersmarck is a financial advisor at Bridgeriver Advisors LLC with four years of industry experience. He holds a Series 65 designation and has worked at New Horizon Retirement Advisors, Bridgeriver Advisors LLC, Cetera Investment Advisers LLC, Cetera Advisor Networks, and M&O Marketing. Bridgeriver Advisors serves individual clients, including both high-net-worth and non-high-net-worth individuals, as well as select business entities. The firm provides personalized portfolio management and financial planning with a focus on non-discretionary management, using asset-allocation analysis and client-specific factors to construct customized portfolios.
Krisstin P
Series 65
Bloomfield Hills, MI
New Horizon Retirement Advisors
Krisstin Petersmarck is a financial advisor at New Horizon Retirement Advisors with three years of industry experience. She holds a Series 65 designation and has worked at KMP Financial LLC, Bridgeriver Advisors, and Roots Wealth Partners. In addition to her advisory role, she is an independent licensed insurance agent and founder of New Horizon Retirement Solutions, Inc. New Horizon Retirement Advisors provides retirement-focused portfolio management and advisory services to individual and high-net-worth clients. The firm uses a combination of fundamental analysis, modern portfolio theory, and technical analysis to build long-term portfolios, offering both discretionary and non-discretionary management while maintaining fiduciary standards.
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