New Phase Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
New Phase Financial provides comprehensive financial planning to individual and couple clients, delivering written or electronic plans that address retirement, tax, estate, insurance, college savings, employee benefits, and business planning. The firm does not provide discretionary investment management, reports no assets under management, and does not accept custody of client funds.
When investment analysis is requested, the firm employs Modern Portfolio Theory along with fundamental and cyclical analysis and may recommend passive, active, or blended strategies and specific investment vehicles. Recommendations are intended for client implementation through a custodian of the client’s choosing; plans are delivered at the end of an engagement and ongoing reviews occur only if the client requests a new engagement.
Compared with many firms in its category, New Phase relies on fixed-fee and hourly engagements rather than charging percentage-of-AUM fees, and it operates on a fee-only basis without accepting third‑party compensation. The firm is a sole proprietorship founded in 2021, discloses membership in planning networks that emphasize client-focused planning, and notes a business-continuity approach that depends on the principal without an established succession agreement.
Client services
Financial planning
Expertise
Cash flow / budgeting
Debt management
College savings (529s, UTMA, etc.)
Retirement withdrawal strategies
Fee options
Fixed fees ranging from $900 to $5,900 and above depending on complexity, negotiable
Hourly rates between $190 and $240 per hour, negotiable
Fee-only: Fixed fees ranging from $900 to $5,900 and above depending on complexity, negotiable; hourly fees between $190 and $240 per hour, negotiable
Main office location
New Phase Financial
San Diego CA, United States
Number of offices
1
Most active in
New Phase Financial has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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