New Spring Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides comprehensive financial planning, consulting, and customized investment management for individuals, trusts, estates, pension and profit‑sharing plans, and business clients. Services include written and hourly financial plans, implementation support, and ongoing portfolio advice for securities and certain insurance products; the firm does not act as custodian and relies on independent third‑party custodians for client assets.
The firm’s investment approach is long‑term and disciplined, using fundamental and valuation analysis to identify securities that appear to trade below estimated intrinsic value and seeking to manage portfolios with attention to risk and tax consequences. Notably, the firm generally recommends non‑discretionary arrangements and, as of December 31, 2025, all reported assets under management ($56,477,307.51) are managed on a non‑discretionary basis, so clients retain trade approval authority — a practice that is uncommon among independent advisory peers.
Distinctive features disclosed in the brochure include that the firm’s owner and principal holds professional securities and insurance credentials and is licensed to sell insurance products, a relationship that can result in commissions and is disclosed as a potential conflict of interest. The firm also documents quarterly or triggered portfolio reviews performed by its principal and describes a custodial relationship (Charles Schwab) that supplies operational and research support, making the combination of substantial non‑discretionary AUM plus insurance sales activity a notable aspect of its operating model.
Client services
Expertise
Fee options
Fixed fees for financial planning services generally ranging from $1,500 to $4,000
$0 - $1,000,000: 1.5% per annum $1,000,000+: 1.0% per annum
NSFP and its employees receive commissions and other compensation for the sale of investment products as licensed insurance agents
Typically $200 per hour for financial planning services
Account minimum: $100,000 Minimum fee: Financial planning minimum fee of $1,500 Fee-only: Financial planning fees at $200 per hour or fixed fees ranging from $1,500 to $4,000 depending on scope and complexity
Main office
San Ramon CA
Advisors at this office
1
Most active in
California · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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