Next Chapter Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Next Chapter Financial LLC is a fee-only registered investment adviser that serves individual and high‑net‑worth clients with portfolio management and comprehensive financial planning offered on both ongoing and project bases. The firm coordinates with third‑party professionals and may allocate client assets to outside managers as part of tailored investment solutions.
The firm’s investment approach emphasizes asset allocation and modern portfolio theory, combining passive and active funds and employing fundamental and cyclical analysis to construct portfolios managed on a discretionary basis. When appropriate, it vets and monitors outside managers (using resources provided by a third‑party partner) and can incorporate tax considerations and socially responsible (ESG) preferences into client portfolios.
Noteworthy aspects disclosed in the firm’s brochure include reporting no assets under management and a single advisory client while maintaining a stated $500,000 account minimum (which may be waived), and a principal with prior institutional investment‑analysis experience and the CFA designation. The firm recently added non‑advisory fractional COO/CFO consulting and personal financial coaching services (kept separate from advisory clients), reports allocating roughly half its time to advisory work and half to those non‑advisory activities, and requires custody with a single institutional custodian, noting the institutional support services that custodian provides.
Client services
Expertise
Fee options
Initial financial plan fee ranging from $1,000 to $5,000; ongoing financial planning fees range from $50 to $400 per month.
$0 - $250,000: 1.15% $250,001 - $500,000: 1.00% $500,001 - $1,000,000: 0.85% $1,000,001 - $3,000,000: 0.60% $3,000,001 - $5,000,000: 0.45% $5,000,001+: 0.30%
$175 per hour for Project-Based Financial Planning services; $75/hour for fractional COO/CFO consulting (non-advisory clients).
Ongoing financial planning fees paid monthly in arrears ranging from $50 to $400; financial coaching (non-advisory) fees range from $80 to $200 per month.
Account minimum: $500,000 Fee-only: Investment management fees only; firm is fee-only and does not receive commissions.
Main office
Denver CO
Advisors at this office
1
Most active in
Colorado
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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