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Next Chapter Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Next Chapter Financial LLC provides investment management and financial planning services primarily to individuals and high‑net-worth clients, offering continuous discretionary portfolio management as well as project‑based and ongoing planning engagements. The firm operates as a fee‑only adviser and typically charges asset‑based fees while also facilitating referrals and allocations to third‑party or outside managers.
The firm’s investment process centers on client‑specific investment policies and asset‑allocation targets, using fundamental and cyclical analysis alongside modern portfolio theory to construct portfolios that can include both passive and active strategies. When appropriate, Next Chapter allocates client assets to outside portfolio managers and conducts due diligence and ongoing monitoring of those managers, including using resources provided by SpringTide to evaluate manager performance and risks.
Noteworthy aspects include a formalized practice of selecting and supervising other advisers — including recommending and reallocating among outside managers — a capability that is less common among peer investment‑manager firms. The firm is recently registered and, as disclosed in its ADV, reported no assets under management as of March 26, 2024; it also offers limited-scope, project‑based planning billed on an hourly basis, which is an uncommon fee arrangement for firms in this category.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Business ownership considerations
Business exit / sale strategy
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Fee options
Initial Financial Planning fee: $1,000 - $5,000 (may be reduced or waived at Advisor's discretion); Ongoing Financial Planning fees paid monthly in arrears, $50 - $400 depending on client needs
$0 - $250,000: 1.15% $250,000 - $500,000: 1.00% $500,000 - $1,000,000: 0.85% $1,000,000 - $3,000,000: 0.60% $3,000,000 - $5,000,000: 0.45% $5,000,000+: 0.30%
$175 per hour for Project-Based Financial Planning
Account minimum: $500,000 (may be reduced or waived on a case-by-case basis) Fee-only: Ongoing Financial Planning: monthly fees $50-$400; Project-Based Financial Planning: hourly rate $175
Main office location
Next Chapter Financial, LLC
Denver CO, United States
Number of offices
1
Most active in
Next Chapter Financial, LLC has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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