Next Gen Financial Planning

Next Gen Financial Planning, LLC provides financial planning and discretionary investment management to individual and high‑net‑worth clients and also offers educational seminars and consulting to businesses and organizations. The fee‑only firm reports approximately $33.3 million in discretionary assets under management, with two advisors serving a modest client base.

The firm follows a passive, evidence‑based investment approach grounded in Modern Portfolio Theory, favoring broad diversification through low‑cost index mutual funds and exchange‑traded funds with periodic rebalancing; it may also utilize third‑party managers or model marketplaces when appropriate. NGFP delivers written or electronic financial plans and commonly bundles ongoing financial planning with discretionary management under a fixed retainer rather than tying planning fees directly to portfolio size.

NGFP regularly provides educational seminars “on an ‘as announced’ basis,” including the option to offer pro bono or employer‑sponsored sessions, and it issues annual client communications by supplying either its full Disclosure Brochure or a Summary of Material Changes. The firm also has a related tax‑preparation business that can provide tax services to clients (with disclosed discounts and client authorization for information sharing), a relationship the brochure identifies and discloses as a potential conflict of interest.