Next Gen Financial Planning

Next Gen Financial Planning provides investment advisory and comprehensive financial planning services to individual clients across a range of wealth levels, including both non‑high‑net‑worth and high‑net‑worth individuals. The firm also offers educational seminars and consulting for groups and organizations; those seminars are presented as general, non‑personalized education rather than individualized advice.

The firm follows a passive, evidence‑based investment approach grounded in Modern Portfolio Theory, managing individually tailored portfolios with the option for either discretionary or non‑discretionary relationships. It also assists clients in selecting and onboarding third‑party managers or model marketplaces and offers multiple engagement formats — ongoing planning with included portfolio management, separate AUM‑based investment services, and limited‑scope project or hourly planning work.

Noteworthy distinctions include a stronger emphasis on comprehensive financial planning and non‑standard fee arrangements for a firm of this type — including fixed retainer arrangements and the availability of hourly and project flat‑rate engagements — and a disclosed related tax‑preparation business that the firm offers as an optional service. The firm does not act as a private fund adviser and discloses participation in custodial programs and referral arrangements that provide technology support and other benefits to the firm, which it identifies as potential conflicts of interest.