Next Phase Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Next Phase Advisors serves individual and high-net-worth clients as well as some corporations, offering ongoing portfolio management and standalone financial planning. The firm prepares a written Investment Policy Statement for each client and includes insurance products (including annuities) among the types of investments it may recommend.
The firm’s investment work is built on quantitative analysis and a long-term trading approach, and it generally seeks discretionary trading authority while documenting client risk tolerance and objectives. NPAL requires clients to use a specific custodian (Altruist) and provides monthly account reports from the custodian; its brochure also reports its managed assets largely as non-discretionary at the time disclosed.
What is distinctive about the firm is its affiliation with an insurance business: supervised persons are licensed insurance agents and may receive commissions for insurance sales, a conflict the firm discloses and says it monitors. The firm also notes several operational practices that differ from many peers — it does not aggregate client trades, does not participate in wrap programs, claims no receipt of soft-dollar benefits, and limits its investment recommendations to a defined set of securities including mutual funds, ETFs, fixed income, TIPS, equities, and insurance products.
Client services
Expertise
Fee options
Financial planning fixed fees range from $2,500 to $12,000.
1.50% annually
Main office
1120 2nd Ave SW
Cullman AL 35055
Advisors at this office
2
Most active in
Alabama
Also doing business as
Next Phase Advisors · Next Phase Advisors LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Jeremiah N
Series 63, Series 65
Cullman, AL
Next Phase Advisors
Jeremiah Nolen is a financial advisor at Next Phase Advisors with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Brookstone Wealth Advisors and Regions Bank. Nolen is also a licensed insurance agent and owner of Nolen Financial Group. Next Phase Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and business entities, using quantitative analysis and a long-term trading approach tailored to clients’ goals and risk tolerance.
Seth L
CFP®, Series 65
Cullman, AL
Next Phase Advisors
Seth Layton is a CFP® with three years of experience in financial advising, currently with Next Phase Advisors in Cullman, Alabama. He has previously worked at AE Wealth Management, WG Financial Group, and founded Nolen Financial Group LLC, where he acts as an insurance agent specializing in life insurance and fixed annuity products. Next Phase Advisors serves individual and high-net-worth clients as well as some corporations, providing ongoing portfolio management and standalone financial planning. The firm’s approach emphasizes quantitative analysis, long-term trading, and includes insurance products among its investment recommendations.
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