Next Phase Advisors

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Client assets under management

$37,177,625

Clients

189

10% high-net-worth

Advisors

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

High

Average account size

$196,707

About

Next Phase Advisors serves individual and high-net-worth clients as well as some corporations, offering ongoing portfolio management and standalone financial planning. The firm prepares a written Investment Policy Statement for each client and includes insurance products (including annuities) among the types of investments it may recommend.

The firm’s investment work is built on quantitative analysis and a long-term trading approach, and it generally seeks discretionary trading authority while documenting client risk tolerance and objectives. NPAL requires clients to use a specific custodian (Altruist) and provides monthly account reports from the custodian; its brochure also reports its managed assets largely as non-discretionary at the time disclosed.

What is distinctive about the firm is its affiliation with an insurance business: supervised persons are licensed insurance agents and may receive commissions for insurance sales, a conflict the firm discloses and says it monitors. The firm also notes several operational practices that differ from many peers — it does not aggregate client trades, does not participate in wrap programs, claims no receipt of soft-dollar benefits, and limits its investment recommendations to a defined set of securities including mutual funds, ETFs, fixed income, TIPS, equities, and insurance products.

Client services

Financial planning Portfolio management

Expertise

Annuities

Fee options

Fixed

Financial planning fixed fees range from $2,500 to $12,000.

Percentage

1.50% annually

Main office location

Next Phase Advisors

1120 2 Nd Ave Sw

Cullman AL 35055, United States

Number of offices

Most active in

Alabama

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook Website 256-841-7727

Advisors at this firm

Jeremiah N

Series 63, Series 65

Cullman, AL

Next Phase Advisors

Jeremiah Nolen is a financial advisor at Next Phase Advisors with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Brookstone Wealth Advisors and Regions Bank. Nolen is also a licensed insurance agent and owner of Nolen Financial Group. Next Phase Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and business entities, using quantitative analysis and a long-term trading approach tailored to clients’ goals and risk tolerance.

Annuities

Seth L

Series 65

Cullman, AL

Next Phase Advisors

Seth Layton is a financial advisor at Next Phase Advisors in Cullman, Alabama, holding a Series 65 designation with two years of industry experience. His prior work includes roles at Utah State University and Utah Valley University, as well as operating an insurance brokerage, Nolen Financial Group LLC, where he serves as an agent making recommendations on life insurance and fixed annuity products. Next Phase Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and business entities, focusing on mutual funds, equities, fixed income, ETFs, TIPS, and insurance products. The firm utilizes quantitative analysis and a long-term trading approach to align portfolios with clients’ goals and risk tolerance.

Annuities

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