Arlington, VA Office

RidgeOak Wealth is a registered investment adviser that serves primarily individual and high‑net‑worth clients, managing approximately $33.3 million for about 25 clients with a two‑advisor team. The firm offers comprehensive financial planning and discretionary portfolio management, including retirement and estate planning, tax strategy, risk management, access to alternative investments, and the use of third‑party managers.

The firm’s investment approach combines Modern Portfolio Theory and passive, low‑cost ETFs with quantitative, fundamental, technical, and economic analysis to inform model selection and trading. RidgeOak Wealth runs rules‑based core portfolios and blended allocations (rebalanced quarterly), including a Core Equity strategy that tracks the top 100 U.S. large‑cap stocks with a 4.5% per‑holding cap, an ETF‑based Core Bond sleeve, and a Core Yield strategy that blends preferreds, income ETFs and REITs.

Notable from the brochure is the firm’s small scale and low client‑to‑advisor ratio (roughly 25 clients across two advisors), which the firm identifies as part of its service model and quarterly client review process. The brochure also discloses use of third‑party managers, consideration of private placements and alternative investments, and a recent corporate name update (NHABLA LLC d/b/a RidgeOak Wealth), features that are less common among firms that rely exclusively on standard model portfolios.