Nichols Investment Advisory Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$29,000,000
Clients
100
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
100
Very HighAverage account size
$290,000
About
Nichols Investment Advisory Services provides wealth management and retirement-focused portfolio management primarily for professionals, retirees, business owners, trustees and small businesses, including pension plans. Its services include portfolio analysis and management, individual retirement analysis and planning, pension plan design and implementation, and coordination with estate planning and trust administrators.
The firm applies modern portfolio theory as its core framework while incorporating tactical shifts among asset classes and sensitivity to interest-rate and macroeconomic conditions; models are created and periodically rebalanced to reflect time horizon, risk tolerance and market conditions. Accounts are monitored on a quarterly basis, clients receive regular performance reporting, and the firm requires assets be maintained at a designated qualified custodian for trade execution and custody.
Noteworthy differences from many independent, single-advisor firms include a practice of pension consulting for businesses and small medical practices and occasional brokerage activity as a licensed insurance broker; the principal may recommend annuities, life and long-term care insurance and receive modest commissions for those transactions, which constitute a small portion of firm activity. The firm’s client mix emphasizes professionals, retirees, business owners and institutional retirement plans rather than mass‑market, non‑high‑net‑worth individual clients.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Retirement income strategy
Retirement plans for business owners (SEP, solo 401k)
Business ownership considerations
General estate planning guidance
Active portfolio management
Occupation focus
Retired
Founder/Business Owner
Doctor or Medical Professional
Fee options
$250,000 - $1,000,000: 1.0% $1,000,000 - $3,000,000: 0.75% $3,000,000 - $5,000,000: 0.50%
Occasionally receives commissions from the sale of insurance products such as annuities and life insurance; less than 5% of firm's business activity.
Account minimum: $250,000
Main office location
Nichols Investment Advisory Services
Twenty Two Steeple Street, Suite 2054
Mashpee MA 02649, United States
Number of offices
1
Most active in
Nichols Investment Advisory Services has reported serving >5 clients in these states in the last 12 months.
Massachusetts
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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