Nichols Investment Advisory Services
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Nichols Investment Advisory Services provides wealth management and retirement-focused portfolio management primarily for professionals, retirees, business owners, trustees and small businesses, including pension plans. Its services include portfolio analysis and management, individual retirement analysis and planning, pension plan design and implementation, and coordination with estate planning and trust administrators.
The firm applies modern portfolio theory as its core framework while incorporating tactical shifts among asset classes and sensitivity to interest-rate and macroeconomic conditions; models are created and periodically rebalanced to reflect time horizon, risk tolerance and market conditions. Accounts are monitored on a quarterly basis, clients receive regular performance reporting, and the firm requires assets be maintained at a designated qualified custodian for trade execution and custody.
Noteworthy differences from many independent, single-advisor firms include a practice of pension consulting for businesses and small medical practices and occasional brokerage activity as a licensed insurance broker; the principal may recommend annuities, life and long-term care insurance and receive modest commissions for those transactions, which constitute a small portion of firm activity. The firm’s client mix emphasizes professionals, retirees, business owners and institutional retirement plans rather than mass‑market, non‑high‑net‑worth individual clients.
Client services
Expertise
Occupation focus
Fee options
$250,000 - $1,000,000: 1.0% $1,000,000 - $3,000,000: 0.75% $3,000,000 - $5,000,000: 0.50%
Occasionally receives commissions from the sale of insurance products such as annuities and life insurance; less than 5% of firm's business activity.
Account minimum: $250,000
Main office
Nine Steeple Street, P.O. Box 1587
Mashpee MA 02649
Advisors at this office
1
Most active in
Massachusetts
Also doing business as
Nichols Investmenet Advisory Services · Nichols Investment Advisory Services · Nichols Investment Corporation
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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