Nidhi Capital, LLC

Nidhi Capital provides ongoing portfolio management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, small businesses and institutional clients, including ERISA-qualified plans. The firm documents client goals in an Investment Policy Statement and offers discretionary management as well as fixed- and hourly-fee financial planning.

The adviser relies on fundamental analysis and implements a range of trading strategies — including long- and short-term trading, short sales, margin use, and options writing/hedging — while monitoring portfolios against documented risk tolerances. In addition to percent-of-AUM billing, the firm offers a performance-fee option for qualified clients (25% of net profits above a high-water mark with a 6% hurdle) alongside its standard asset-based arrangements.

What is distinctive about the firm is the combination of performance-based compensation and explicit use of derivatives and leverage within separately managed accounts, together with its willingness to serve institutional and retirement-plan clients and provide participant education and fiduciary-plan services. The brochure also discloses that the principal maintains outside real estate and technology business activities that occupy a portion of his time.