Nikulski Financial, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$442,008,200
Clients
468
Advisors
8
of 10 employees
About
Nikulski Financial serves individuals and high-net-worth clients as well as employer-sponsored retirement plans, offering discretionary asset management, financial planning and retirement plan consulting including 401(k) management. The firm manages approximately $449 million in discretionary assets and operates with a six-advisor team that provides ongoing portfolio supervision and periodic client reporting.
The firm structures individualized portfolios within three risk bands determined by a risk-tolerance questionnaire and emphasizes direct investments in individual stocks, bonds and ETFs rather than broad mutual fund allocations. Its investment process also uses quantitative trading systems, charting and cyclical analysis to inform trade timing, and it may incorporate closed-end funds, semi-liquid alternative investments or private investments that involve capital calls when appropriate.
Compared with many peers, Nikulski Financial’s willingness to employ semi-liquid alternatives and private drawdown structures and to integrate quantitative trading techniques is atypical for a team of its size. The firm also provides ERISA-aware retirement plan consulting and educational events, and discloses multiple past arbitration matters related to private investments (including an arbitration award and settlements), which prospective clients may wish to review in the disciplinary disclosures.
Client services
Expertise
Occupation focus
Fee options
Flat/fixed fees range from $500 to $10,000 for financial planning and consulting services
$0 - $1,000,000: 1.50% $1,000,001 - $2,000,000: 1.25% $2,000,001 - $5,000,000: 1.00% $5,000,001 - $7,500,000: 0.80% $7,500,001 - $10,000,000: 0.70% $10,000,001 - $15,000,000: 0.65% $15,000,001 - $20,000,000: 0.60% $20,000,001+: 0.50%
$150 to $350 per hour
Fee-only: Hourly fees range from $150 to $350 per hour; flat/fixed fees range from $500 to $10,000 for financial planning and consulting services
Main office
4275 Ontario Drive
Bettendorf IA 52722
Advisors at this office
8
Most active in
Florida · Illinois · Iowa · Nebraska · Tennessee · Texas · Wisconsin
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Brian N
CFP®, Series 63, Series 65
Bettendorf, IA
Nikulski Financial, Inc.
Brian Nikulski is a CFP® with 31 years of experience in the financial services industry. He has been with Nikulski Financial, Inc. since 2007. Outside of his advisory role, he serves on the board of Scott County Catholic Schools where he participates in the finance committee and leads the investment sub-committee. Nikulski Financial serves individuals, high-net-worth clients, and employer-sponsored retirement plans by offering discretionary asset management, financial planning, and retirement plan consulting. The firm emphasizes individualized portfolios within defined risk bands, using a mix of direct investments and quantitative trading techniques.
Mario J
Series 65
Bettendorf, IA
Nikulski Financial, Inc.
Mario Jorge is a financial advisor at Nikulski Financial, Inc. in Bettendorf, IA, holding a Series 65 designation with one year of industry experience. His prior work includes roles at several credit unions and banks, such as DuTrac Community Credit Union and Quad Cities Bank & Trust. Nikulski Financial serves individuals, corporations, trusts, and retirement plans by providing discretionary asset management, financial planning, and retirement plan consulting. The firm focuses on active portfolio management using individual securities and specialized funds, incorporating quantitative trading systems and periodic rebalancing to align with client risk profiles.
Graye F
Series 65
Bettendorf, IA
Nikulski Financial, Inc.
Graye Freeman is a Series 65-licensed financial advisor at Nikulski Financial, Inc. with one year of industry experience. Prior to joining Nikulski Financial, he held positions in various industries including workplace furnishings, credit unions, and automotive sales. Nikulski Financial serves individual and high-net-worth clients as well as employer-sponsored retirement plans, offering discretionary asset management, financial planning, and retirement plan consulting. The firm employs a risk-based investment approach that includes individual stocks, bonds, ETFs, and incorporates quantitative trading techniques along with semi-liquid alternative and private investments.
Talen B
Series 65
Bettendorf, IA
Nikulski Financial, Inc.
Talen Butler is a financial advisor with Nikulski Financial, Inc. He holds a Series 65 designation and has one year of industry experience. Prior to joining Nikulski Financial, he held positions at DeepVue LLC, the University of Iowa, and Anderson, Lower, Whitlow, P.C., among others. Nikulski Financial serves individuals, high-net-worth clients, and employer-sponsored retirement plans by offering discretionary asset management, financial planning, and retirement plan consulting. The firm emphasizes individualized portfolios within defined risk bands, employing direct investments and quantitative trading techniques.
Joel L
Series 66
Bettendorf, IA
Nikulski Financial, Inc.
Joel Lawlor is a financial advisor at Nikulski Financial, Inc. with a Series 66 designation and one year of industry experience. His prior work includes roles at Ameriprise Financial and involvement with Timmermans Supper Club and LeClaire Manufacturing Co. He has also worked in hospitality and education sectors, including at Davenport Country Club and Loras College. Nikulski Financial serves individuals, high-net-worth clients, and employer-sponsored retirement plans by offering discretionary asset management, financial planning, and retirement plan consulting. The firm uses a risk-based portfolio structuring method that incorporates direct investments in stocks, bonds, and ETFs, along with quantitative trading and alternative investment strategies.
Ethan G
CFP®, CFA®, Series 65
Bettendorf, IA
Nikulski Financial, Inc.
Ethan Good is a CFP® and CFA® with one year of industry experience, currently serving as a financial advisor at Nikulski Financial, Inc. Prior to joining Nikulski Financial, he held positions at Principal Financial Group and the University of Iowa. Outside of finance, Mr. Good works as a freelance musician, performing with various bands, solo, and in church services. Nikulski Financial serves individuals, corporations, trusts, and retirement plans by providing discretionary asset management, financial planning, and consulting. The firm emphasizes active portfolio management across multiple risk levels, using individual securities and specialized funds rather than mutual funds.
Amber N
Series 65
Bettendorf, IA
Nikulski Financial, Inc.
Amber Netherton is a Series 65 credentialed financial advisor with nine years of experience at Nikulski Financial, Inc. She has been with the firm since 2015, working as part of a seven-advisor team based in Bettendorf, Iowa. Nikulski Financial, Inc. serves individuals, high-net-worth clients, and employer-sponsored retirement plans with discretionary asset management, financial planning, and retirement plan consulting. The firm uses individualized portfolios structured within risk bands and integrates quantitative trading systems alongside direct investments in stocks, bonds, ETFs, and selected alternative investments.
Andrew S
CFP®, Series 65
Bettendorf, IA
Nikulski Financial, Inc.
Andrew Swanson is a CFP® and holds a Series 65 license, with 10 years of industry experience. He has been with Nikulski Financial, Inc. since 2014. Nikulski Financial serves individuals, including high-net-worth clients, as well as corporations, trusts, and retirement plans. The firm offers discretionary asset management, financial planning, and retirement plan consulting, employing an active, supervised portfolio management approach that emphasizes individual securities and specialized funds over mutual funds.
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