No-Load Asset Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
No-Load Asset Management provides personalized financial planning and investment management to individuals, pension and profit‑sharing plans, trusts, estates, charitable organizations and small businesses. Like many peers, the firm delivers ongoing portfolio management and periodic reporting and also offers limited-scope hourly planning engagements.
The firm uses a proprietary Passive Momentum Asset Allocation (PMAA) framework that allocates across passively managed index mutual funds and ETFs, using prior‑year momentum to inform equity exposure and employing global diversification to manage risk. Accounts are managed primarily on a discretionary basis, with quarterly written asset‑allocation summaries, continuous monitoring, and trade execution through discount custodians.
The firm is organized as a sole proprietorship with a single principal owner retaining supervisory responsibility, a structure that is less common among similar supported firms. Distinctive operational practices include a strict fee‑only model with no commissions accepted, a practice of leaving proxy voting to clients rather than voting on their behalf, a formal business‑continuity arrangement to address key‑person risk, and an information‑security program requiring third‑party password authentication.
Client services
Expertise
Fee options
$0 - $1,000,000: 0.75% $1,000,001 - $5,000,000: 0.50% $5,000,001+: 0.25%
$150 per hour for limited scope financial planning engagements.
Account minimum: $50,000 Fee-only: No-Load Asset Management is strictly a fee-only investment management firm; does not accept commissions or any form of compensation other than fees.
Main office
See officeP.O. Box 221401
Carmel CA 93922
Advisors at this office
1
Offices (2)
Most active in
California
Also doing business as
King, Matthew · King, Matthew Cochrane · No Load Asset Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Matthew K
Series 63
Carmel, CA
No-Load Asset Management
Matthew King is a financial advisor at No-Load Asset Management with 25 years of industry experience. He has operated his firm since 1995 and holds a Series 63 designation. No-Load Asset Management provides personalized financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a proprietary Passive Momentum Asset Allocation framework that uses passively managed index funds and ETFs, with a focus on global diversification and discretionary account management.
Delaney K
Series 65
Carmel, CA
No-Load Asset Management
Delaney King is a financial advisor at No-Load Asset Management with a Series 65 credential and one year of industry experience. Prior to joining the firm, King held roles in various public sector and academic organizations, including the North Carolina Department of Environmental Quality and the North Carolina Association of County Commissioners. No-Load Asset Management provides personalized financial planning and investment management services to individuals, retirement plans, trusts, charitable organizations, and small businesses. The firm employs a proprietary Passive Momentum Asset Allocation framework that uses passive index funds and ETFs with global diversification, managing accounts primarily on a discretionary basis.
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