San Francisco, CA Office

The firm serves individual and high-net-worth clients through a fee-only private wealth management practice that combines ongoing portfolio management with financial planning. Offerings include discretionary and non-discretionary portfolio management, project-based and ongoing financial planning, hourly consulting, tax return preparation, and a delegated Outsourced CIO investment-management option.

The investment approach emphasizes tailored asset-allocation models and primarily passive management, with the flexibility to use active strategies and individual securities when appropriate, and an emphasis on tax efficiency, low turnover, and written investment policy statements. Clients receive periodic account review and planning integration across cash flow, retirement, estate, and tax considerations, and the firm can implement client-imposed investment restrictions in writing.

The firm is notable for its very small scale and founder-led structure: it operates with two advisors, manages roughly $3.9 million in client assets, and serves a very limited client base, giving it a practice profile more akin to a solo or boutique advisor than a larger supported firm. Distinctive operational features include in-house tax return preparation, an associate who maintains a separate business focused on financial education and estate-planning facilitation, and senior leadership with a background in securities regulation and tax law, all of which shape its service mix compared with typical peers.