North Forty Two & Co.

North Forty Two & Co. provides investment advisory and financial planning services to individuals (including a majority of high-net-worth clients), trusts, estates, charitable organizations, and business entities. The firm offers ongoing discretionary portfolio management, integrated financial planning (typically as part of an advisory relationship rather than a standalone product), and rollover guidance, and it generally requires a minimum account size to begin an investment supervisory relationship.

The firm’s investment process emphasizes quality, valuation, and earnings trends when selecting securities, and portfolios are typically built from individual equities, ETFs, mutual funds, and fixed income. Research combines fundamental, technical, and cyclical analysis, accounts are monitored regularly (at least quarterly), and clients may impose written restrictions on holdings or sectors.

Distinctive operational features include managing roughly $168 million across a modest client base, producing a relatively concentrated advisor-to-assets relationship, and operating as a fee-only fiduciary that does not accept commissions or performance-based fees. The firm also relies on institutional custodial services for trade execution and reporting, commonly deducts advisory fees through the custodian or may use standing letters of authorization in limited circumstances, and limits “held-away” advice to recommendations rather than implementation unless otherwise agreed.