Waltham, MA Crescent Street Office

Northeast Planning Associates, Inc. is an SEC‑registered investment adviser that provides modular financial planning, discretionary investment management, and retirement plan advisory services to individuals, high‑net‑worth clients, trusts, estates and retirement plans. The firm reports roughly $414 million in discretionary assets under management and a team of about 70 advisors serving close to 959 clients.

NPA’s planning work is consultative and tailored, beginning with information gathering and resulting in written plans, ongoing retainer arrangements, or hourly engagements; clients may choose to implement recommendations through the firm or elsewhere. As a fiduciary, the firm also offers discretionary portfolio management, acts in an ERISA fiduciary role for retirement plans, and makes an optional subscription-based wealth management tool available to clients for account aggregation and reporting.

Noteworthy aspects of NPA relative to many enterprise peers include its lack of corporate or business clients, a less common client focus for a firm of its size that instead concentrates on individuals and retirement plans. Implementation and custody choices are shaped by the firm’s institutional relationships with several custodians (including LPL Financial, TIAA‑CREF and Fidelity) and by the fact that some investment adviser representatives are dually registered with broker‑dealers and hold insurance licenses, which can result in separate commission‑based business alongside the firm’s advisory services.