Northeastern Financial Consultants, Inc.

Northeastern Financial Consultants serves individuals, business entities, pension and profit‑sharing plans, trusts, estates and charitable organizations, providing investment advisory services, financial planning and retirement‑plan consulting. The firm manages roughly $73 million for about 95 clients with a small advisory team and also accepts sub‑advisory and reporting‑only engagements.

The firm primarily delivers non‑discretionary investment management, recommending allocations among individual equities, fixed income, mutual funds and ETFs and providing ongoing monitoring while treating cash as an asset class for defensive purposes. Its stated process relies on fundamental analysis and a mix of long‑ and short‑term purchases, and because accounts are non‑discretionary the adviser must obtain client consent before effecting transactions.

What is distinctive is the firm’s largely non‑discretionary asset base — a practice that is uncommon among similarly supported firms and that the brochure specifically flags as limiting the adviser’s ability to trade during client unavailability or market events. The brochure also notes several atypical operational features for a firm of this size: it may serve as a sub‑advisor or allocate to independent managers, provides standalone and hourly financial planning and participant education for retirement plans, and employs a representative who is a licensed attorney but does not provide legal services to clients.