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Northern Capital Management, Inc.

Updated today

Client AUM

$555,236,323

Clients

706

Advisors

10

of 11 employees

About

Northern Capital Management provides investment management and financial planning to individuals, families, corporations, foundations, and endowments, and advises retirement plans and plan participants. The firm offers asset management across Investment Objective models and a Financial Planning Only engagement made available through a promoter relationship with the Washington State Medical Association.

Investment decisions are made by an internal Investment Committee led by the chief investment officer, which emphasizes long-term asset-allocation models over market timing and conducts regular quarterly reviews. The committee uses quantitative third‑party tools in its vetting process, including Fi360 Fiduciary Scores and Morningstar sustainability ratings, and primarily implements portfolios with mutual funds and ETFs.

The firm’s brochure highlights several client-education and marketing practices that are less common among peers: it publishes news and educational articles on its website and via email and social media, offers workshops and presenter-led webinars or conference sessions, and documents policies for promotional relationships. Northern Capital also discloses a formal promoter agreement with the Washington State Medical Association and a recent merger that consolidated a former affiliated retirement-services entity into the firm, updates that affected its rollover, brokerage aggregation, and plan-client disclosures.

Client services

Financial planning Portfolio management Pension consulting Newsletters or periodicals Educational seminars or workshops Educational webinars

Expertise

General retirement planning Social Security optimization Medicare planning Wealth management Tax-loss harvesting

Occupation focus

Doctor or Medical Professional Founder/Business Owner Executive

Demographic focus

Mid-Career Professionals

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Fee options

Fixed

Fixed fees for financial planning services: $1,500 - $3,000 initial fee, update fees $750 - $1,500.

Percentage

$0 - $3,000,000: 1.00% annually (standard individual clients) $3,000,000.01+: 0.75% annually (standard individual clients) $0 - $500,000: 0.50% annually on Fixed Annuities or Pure Preservation Investment Objective (standard individual clients) $0 - $1,000,000: 0.50% annually (standard retirement plan clients) $1,000,000.01 - $10,000,000: 0.35% annually (standard retirement plan clients) $10,000,000.01 - $50,000,000: 0.20% annually (standard retirement plan clients) $50,000,000.01+: 0.15% annually (standard retirement plan clients)

Other

Minimum fee: Minimum fee details are included in the Financial Advisory Agreement but specific amounts are not stated in the brochure. Fee-only: Fixed fee for Financial Planning Only services ranging from $1,500 to $3,000 with update fees from $750 to $1,500.

Main office

2700 S. Southeast Blvd Suite 205

Spokane WA 99223

Advisors at this office

10

Most active in

Arizona · California · Florida · Idaho · Louisiana · Montana · Nebraska · Oregon · Texas · Washington

Also doing business as

Northern Capital Management, Inc. · Wilson Financial Consulting Group · Wilson, Miller & Associates · Wilson, Miller And Associates

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Molly C

CFP®, Series 66

Spokane, WA

Northern Capital Management, Inc.

Molly Chase is a CFP® and holds a Series 66 license with 23 years of industry experience. She has worked at Northern Capital Management, Inc. since 2008 and previously spent five years at MSI Financial Services, Inc. Chase's career includes a 14-year tenure at Northern Capital Retirement Services, Inc. Northern Capital Management provides investment management and financial planning services to individuals, families, corporations, foundations, endowments, and retirement plans. The firm emphasizes long-term asset allocation guided by an internal Investment Committee and utilizes third-party tools such as Fi360 Fiduciary Scores and Morningstar sustainability ratings in portfolio construction.

General retirement planning Social Security optimization Medicare planning Wealth management Tax-loss harvesting Doctor or Medical Professional Founder/Business Owner Executive Mid-Career Professionals
user avatar

Emily P

CFP®

Spokane, WA

Northern Capital Management, Inc.

Emily Paukert is a CFP® professional at Northern Capital Management, Inc. in Spokane, WA, with four years of industry experience. Her background includes roles at Moss Adams Wealth Advisors and Moss Adams LLP, as well as a position at Maryhill Winery. Northern Capital Management provides investment management and financial planning services to individuals, families, corporations, foundations, endowments, and retirement plans. The firm employs a long-term asset-allocation approach overseen by an internal Investment Committee and incorporates client education through publications, workshops, and webinars.

General retirement planning Social Security optimization Medicare planning Wealth management Tax-loss harvesting Doctor or Medical Professional Founder/Business Owner Executive Mid-Career Professionals
user avatar

Logan J

CFP®, Series 65

Spokane, WA

Northern Capital Management, Inc.

Logan Jones is a CFP® and holds a Series 65 license with three years of industry experience. He currently works at Northern Capital Management, Inc., where he has been since 2023. His prior experience includes roles at Trans-System Inc. and Eastern Washington University Housing and Residential Life. Northern Capital Management provides investment management and financial planning services to individuals, families, corporations, foundations, and endowments, as well as retirement plans and participants. The firm’s Investment Committee applies a long-term asset-allocation approach using quantitative third-party tools and primarily implements portfolios with mutual funds and ETFs.

General retirement planning Social Security optimization Medicare planning Wealth management Tax-loss harvesting Doctor or Medical Professional Founder/Business Owner Executive Mid-Career Professionals
user avatar

Ethyn K

Series 65

Spokane, WA

Northern Capital Management, Inc.

Ethyn Killinger is a financial advisor with Northern Capital Management, Inc. in Spokane, WA, holding a Series 65 designation and two years of industry experience. He has been with Northern Capital Management since 2024. Northern Capital Management provides investment management and financial planning services to individuals, families, corporations, foundations, and endowments, as well as retirement plans and participants. The firm emphasizes long-term asset allocation and employs a committee-driven investment process using third-party tools, primarily implementing portfolios with mutual funds and ETFs.

General retirement planning Social Security optimization Medicare planning Wealth management Tax-loss harvesting Doctor or Medical Professional Founder/Business Owner Executive Mid-Career Professionals
user avatar

Matthew P

Series 65

Spokane, WA

Northern Capital Management, Inc.

Matthew Porras is a financial advisor at Northern Capital Management, Inc. in Spokane, WA, with one year of industry experience. Prior to joining Northern Capital Management, he worked at NYLIFE Securities LLC, New York Life Insurance Company, and Washington Trust Bank. Outside of his advisory role, he works as an independent contractor for DoorDash. Northern Capital Management provides investment management and financial planning services to individuals, families, corporations, foundations, and endowments, as well as retirement plans. The firm’s investment approach is guided by an internal Investment Committee that focuses on long-term asset allocation and uses third-party quantitative tools, primarily implementing portfolios with mutual funds and ETFs.

General retirement planning Social Security optimization Medicare planning Wealth management Tax-loss harvesting Doctor or Medical Professional Founder/Business Owner Executive Mid-Career Professionals
user avatar

Laura H

CFP®, Series 66

Spokane, WA

Northern Capital Management, Inc.

Laura Hail is a CFP® certificant with 15 years of industry experience. She has worked at Northern Capital Management, Inc. since 2010 and was previously with Northern Capital Retirement Services, Inc. from 2012 to 2026. Northern Capital Management provides investment management and financial planning services to individuals, families, corporations, foundations, and endowments, as well as retirement plans and plan participants. The firm’s investment approach focuses on long-term asset allocation guided by an internal Investment Committee and uses third-party tools such as Fi360 Fiduciary Scores and Morningstar sustainability ratings.

General retirement planning Social Security optimization Medicare planning Wealth management Tax-loss harvesting Doctor or Medical Professional Founder/Business Owner Executive Mid-Career Professionals
user avatar

James W

CFP®, Series 63, Series 65

Spokane, WA

Northern Capital Management, Inc.

James Wilson is a financial advisor with Northern Capital Management, Inc. in Spokane, WA. He holds the CFP® designation and has 31 years of industry experience, including over three decades at Northern Capital Management and 14 years at Northern Capital Retirement Services. Northern Capital Management provides investment management and financial planning services to individuals, families, corporations, foundations, endowments, and retirement plans. The firm employs a long-term asset-allocation approach, using third-party quantitative tools and primarily implementing portfolios with mutual funds and ETFs.

General retirement planning Social Security optimization Medicare planning Wealth management Tax-loss harvesting Doctor or Medical Professional Founder/Business Owner Executive Mid-Career Professionals
user avatar

Michelle W

Series 66

Spokane, WA

Northern Capital Management, Inc.

Michelle Warner is a financial advisor at Northern Capital Management, Inc. in Spokane, WA, holding a Series 66 designation with 21 years of industry experience. She has worked at Northern Capital Management since 1997 and also spent 14 years at Northern Capital Retirement Services, Inc. Northern Capital Management provides investment management and financial planning services to individuals, families, corporations, foundations, endowments, and retirement plans. The firm uses a long-term asset-allocation approach guided by an internal Investment Committee and employs quantitative tools such as Fi360 Fiduciary Scores and Morningstar sustainability ratings, primarily implementing portfolios with mutual funds and ETFs.

General retirement planning Social Security optimization Medicare planning Wealth management Tax-loss harvesting Doctor or Medical Professional Founder/Business Owner Executive Mid-Career Professionals
user avatar

Laurie S

Series 65

Spokane, WA

Northern Capital Management, Inc.

Laurie Silva is a financial advisor at Northern Capital Management, Inc. in Spokane, WA, with seven years of industry experience. She holds a Series 65 designation and previously worked at Mercer for 17 years and spent time at Red Lion Hotels. Silva has been with Northern Capital Management and Northern Capital Retirement Services since 2019. Northern Capital Management provides investment management and financial planning services to individuals, families, corporations, foundations, and endowments, as well as retirement plans and participants. The firm’s investment approach is guided by a committee that emphasizes long-term asset allocation using quantitative tools and primarily utilizes mutual funds and ETFs.

General retirement planning Social Security optimization Medicare planning Wealth management Tax-loss harvesting Doctor or Medical Professional Founder/Business Owner Executive Mid-Career Professionals
user avatar

David H

CFP®, Series 66

Spokane, WA

Northern Capital Management, Inc.

David Holloway is a CFP® with 25 years of experience in the financial industry. He is a team advisor at Northern Capital Management, Inc. in Spokane, WA, where he has worked since 2003. Prior to that, he was with LPL Financial for two years. Outside of advisory work, he holds leadership roles in several aviation-related businesses and serves as President and Director of a private family foundation. Northern Capital Management provides investment management and financial planning services to individuals, families, corporations, foundations, and retirement plans. The firm utilizes a long-term, asset-allocation approach guided by an internal Investment Committee that employs quantitative tools and primarily invests in mutual funds and ETFs.

General retirement planning Social Security optimization Medicare planning Wealth management Tax-loss harvesting Doctor or Medical Professional Founder/Business Owner Executive Mid-Career Professionals
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